Payday Loans in Utah (UT): Online, Easy & Quick or Near Me

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MaybeLoan helps Utah residents find payday loans near them — with no paperwork, no stress, and no credit checks.

No credit? No problem. MaybeLoan offers payday loans in Utah with no credit checks. Our lenders focus on your current financial situation, not your past. Apply online 24/7 and get fast approval.

We’re not a lender — we help you choose. Compare real lenders in Utah (UT) with control in your hands.

Are You in Search of Payday Loans in Utah? MaybeLoan Is Here to Help! We're dedicated to connecting Utah residents with reputable direct lenders offering online payday loans in Utah without the hassle of credit checks, all within your reach in Utah,(UT).
Payday Loans in Utah online

Benefits of MaybeLoan

  • No credit check
  • Licensed Utah lenders only
  • Fast approval
  • Fully transparent process
  • Apply online or visit nearby

Application Process a Payday Loan in Utah

  • Apply online in 5 minutes
  • Receive offers fast
  • No office visit needed
  • Go to a lender
  • across Utah
  • Approved under state regulations

Who Qualifies to Get a Loan in Utah

  • At least 18 years old
  • Living in Utah legally
  • Driver’s license or state ID required
  • Proof of income
  • Bank account in your name

Typical Reasons to Borrow in Utah

  • Unexpected doctor visits
  • Fixing your vehicle
  • Covering housing costs
  • Groceries and essentials
  • Paying for kids’ needs
  • Getting to your job
  • Fixing your phone or laptop
  • Bridging a payment gap
  • Small business expenses
  • Filling short-term cash gaps

How Utah Controls Payday Lending

Before applying, it’s smart to know what’s legal — see Utah’s payday loan rules below.

Here’s what fees you can expect when obtaining online payday loans in Utah (UT):

Payday lending status in Utah:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Utah:$500
Maximum Interest Rate (APR):658%
Minimum payday loans term in Utah (UT):N/A
Maximum loan term:70 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.







Attention!
Before submitting your application, double-check the total repayment amount, interest, and timeline. Small loans can grow fast if not managed carefully.

Real People Who Use Payday Loans in Utah

  • Families juggling bills
  • Gig workers and freelancers
  • Students or young adults
  • Retirees with tight budgets
  • Anyone facing a cash gap

Why Users Choose Us

  • Helping you decide, not selling you debt
  • No pressure, no fine print
  • Strict verification of lenders
  • Your information stays within verified networks
  • Mission before money

Payday Loans from Direct Lenders

We partner only with licensed lenders in Utah.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in Utah

payday loans in Utah (UT)
Mr Money Installment Loans
Address: 3078 W 7800 S #8, West Jordan, UT 84088, United States
Phone: +1 801-563-9696
Rating: 4.9 of 5 (based on 619 votes)
↘ Show photos (9)

Check City payday loans in Utah (UT)
Check City
Address: 3758 W 7800 S B, West Jordan, UT 84088, United States
Phone: +1 801-858-0331
Rating: 4.4 of 5 (based on 172 votes)
↘ Show photos (4)

LIQUID LOANS payday loans near me in Utah (UT)
LIQUID LOANS
Address: 8672 S Redwood Rd #1, West Jordan, UT 84088, United States
Phone: +1 801-948-4408
Rating: 4.9 of 5 (based on 138 votes)
↘ Show photos (1)

1st Choice Money Center no credit check payday loans in Utah
1st Choice Money Center
Address: 1377 9000 S, West Jordan, UT 84088, United States
Phone: +1 801-569-0757
Rating: 4.8 of 5 (based on 112 votes)
↘ Show photos (3)

Same day payday loans Cash In Minutes in Utah
Cash In Minutes
Address: 424 Freedom Blvd 200 W, Provo, UT 84601, United States
Phone: +1 801-919-3200
Rating: 4.5 of 5 (based on 103 votes)
↘ Show photos (3)

Utah payday loans near me at Check 'n Go
Check 'n Go
Address: 757 E 3300 S, Millcreek, UT 84106, United States
Phone: +1 801-463-7774
Rating: 4.6 of 5 (based on 86 votes)
↘ Show photos (1)

Utah payday loans no credit check
LendNation
Address: 832 W North Temple St, Salt Lake City, UT 84116, United States
Phone: +1 801-359-6300
Rating: 4.3 of 5 (based on 56 votes)
↘ Show photos (9)

fast and easy payday loans at Dollar Loan Center in Utah (UT)
Dollar Loan Center
Address: 1789 W 7800 S, West Jordan, UT 84088, United States
Phone: +1 801-933-5626
Rating: 4.6 of 5 (based on 43 votes)
↘ Show photos (3)

best payday loans near me at Desert Rock Capital Cash Loans, Utah
Desert Rock Capital Cash Loans
Address: 1160 S State St Suite Suit #240, Orem, UT 84097, United States
Phone: +1 801-377-3333
Rating: 4.6 of 5 (based on 39 votes)

Utah payday loans & cash advance Nice Guys Loans
Nice Guys Loans
Address: 1259 S 800 E, Orem, UT 84097, United States
Phone: +1 801-836-3333
Rating: 4.7 of 5 (based on 28 votes)



Payday Loans & Cash Advance In Utah Near Me From Direct Lenders

Printed forms required

Avoiding High Fees? Consider These Lending Options in Utah

Not sure if a payday loan is right for you?

  • Community credit unions or micro loans
  • Employer salary advances
  • Government relief programs
  • Borrowing from friends or family

Empower yourself with knowledge. Choose what’s best, not just what’s fast.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Utah.


Ryan Abramson
By Last Updated: 24 March 2025
24 March 2025 MaybeLoan Payday Loans in Alpine, Utah Payday Loans in Alpine, Utah
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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