Payday Loans in Minnesota (MN) Online With No Credit Check 24/7 & Cash Advance Near Me

Find payday loans in Minnesota with MaybeLoan — trusted lenders, instant approvals, and no credit check, all in one place.

Find the best payday loan options in Minnesota with MaybeLoan. Our platform connects you with a network of licensed lenders, ensuring competitive rates and terms. Apply online today and get matched with the right lender for your needs.

Your trusted filter, not a lender. Search trusted payday lenders in Minnesota (MN) with control in your hands.

Looking for Payday Loans in Minnesota Online or Nearby? MaybeLoan Is Your Go-To Source! Our mission is to bridge the gap for Minnesota residents by partnering with dependable direct lenders who offer online payday loans in Minnesota with no credit check, all within your reach in MN.
Payday Loans in Minnesota online

Reasons to Use This Service

  • Credit score not required
  • State-approved partners only
  • Fast approval
  • Clear terms & fees
  • Choose how you apply

Steps to Get a Payday Loan in Minnesota

  • Apply online in 5 minutes
  • Instant responses from lenders
  • Apply from your phone
  • Visit a payday loan store
  • across Minnesota
  • Approved under state regulations

Eligibility Requirements for a Payday Loan in Minnesota

  • At least 18 years old
  • U.S. citizen or legal resident
  • Driver’s license or state ID required
  • Proof of income
  • Valid U.S. bank account

Common Uses for Payday Loans in Minnesota

  • Emergency medical bills
  • Unplanned auto issues
  • Rent or utility payments
  • Feeding your family
  • Daycare and school supplies
  • Getting to your job
  • Replacing broken electronics
  • Covering a late bill
  • Supporting freelance work
  • Filling short-term cash gaps

Are Payday Loans Regulated in Minnesota?

To avoid hidden fees or illegal terms, review Minnesota’s payday lending regulations below.

Here’s what fees you can expect when obtaining online payday loans in Minnesota (MN):

Payday lending status in Minnesota:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Minnesota:$350
Maximum Interest Rate (APR):200%
Minimum payday loans term in Minnesota (MN):N/A
Maximum loan term:30 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.




Attention!
We believe in informed decisions. Take a moment to explore your options. Your financial well-being matters.

Loan Use Demographics in Minnesota

  • Families juggling bills
  • People with unstable income
  • College borrowers
  • Seniors on fixed income
  • People hit by surprise bills

What Makes MaybeLoan Different

  • Helping you decide, not selling you debt
  • Everything upfront and clear
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Mission before money

Trusted Loan Providers Near You

We partner only with licensed lenders in Minnesota.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in Minnesota

payday loans in Minnesota (MN)
ACE Cash Express
Address: 1532 University Ave W Ste 100, St Paul, MN 55104, United States
Phone: +1 651-645-3965
Rating: 4.8 of 5 (based on 209 votes)
↘ Show photos (3)

Payday America payday loans in Minnesota (MN)
Payday America
Address: 1715 Rice St Ste B, Roseville, MN 55113, United States
Phone: +1 651-312-5918
Rating: 4.8 of 5 (based on 57 votes)

Minnesota First payday loans near me in Minnesota (MN)
Minnesota First
Address: 1932 Viking Dr NW, Rochester, MN 55901, United States
Phone: +1 507-289-0411
Rating: 4.9 of 5 (based on 35 votes)

CorTrust Bank no credit check payday loans in Minnesota
CorTrust Bank
Address: 10107 University Ave NE, Blaine, MN 55434, United States
Phone: +1 763-786-0123
Rating: 3.0 of 5 (based on 4 votes)
↘ Show photos (1)

Same day payday loans Riverland Bank in Minnesota
Riverland Bank
Address: 1621 E Hennepin Ave suite 200, Minneapolis, MN 55414, United States
Phone: +1 612-234-6301
Rating: 5.0 of 5 (based on 3 votes)



Payday Loans & Cash Advance In Minnesota Near Me From Direct Lenders

Online Payday Loan Lenders in Minnesota: How They Work

Main Features of Online Lenders

  • You apply through the lender’s platform
  • Quicker than traditional loans
  • Electronic document submission
  • Always open for applications

Disadvantages of Online Loans

  • Not suitable for all borrowers
  • Limited personal interaction
  • Risk of scam sites

Need Money Fast? Try These Alternatives in Minnesota

Looking for help with expenses? These might work better for you.

  • Community credit unions or micro loans
  • Payroll advance programs
  • Government relief programs
  • Asking loved ones for support

Always weigh your options before committing to short-term borrowing.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Minnesota.


Ryan Abramson
By Last Updated: 15 June 2025
15 June 2025 MaybeLoan Payday Loans in Amboy, Minnesota Payday Loans in Amboy, Minnesota
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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