Payday Loans in Minnesota (MN) - Apply Online Now or Get Cash Advance Near Me

Searching for online payday loans in Minnesota? MaybeLoan connects you to verified lenders offering quick decisions with no hard credit checks.

Facing unexpected bills in Minnesota? MaybeLoan connects you with trusted lenders offering fast payday loans. Apply online 24/7 for a simple, secure way to get the cash you need.

Our role is to connect, not persuade. Get informed about lending in Minnesota (MN) with no pressure.

Looking for Payday Loans in Minnesota Online or Nearby? MaybeLoan Is Your Go-To Source! Our mission is to bridge the gap for Minnesota residents by partnering with dependable direct lenders who offer online payday loans in Minnesota with no credit check, all within your reach in MN.
Payday Loans in Minnesota online

Benefits of Our Platform

  • Credit score not required
  • Licensed Minnesota lenders only
  • Offers in minutes
  • Clear terms & fees
  • Online and offline options

How to Apply a Short-Term Loan in Minnesota

  • Submit a request in 5 minutes
  • Instant responses from lenders
  • 100% online
  • Go to a lender
  • near you
  • Approved under state regulations

Who Qualifies to Get a Loan in Minnesota

  • At least 18 years old
  • Living in Minnesota legally
  • Legal identification
  • Earning wages or benefits
  • Valid U.S. bank account

Common Uses for Payday Loans in Minnesota

  • Unexpected doctor visits
  • Car repairs
  • Covering housing costs
  • Basic living expenses
  • Childcare costs
  • Gas money
  • Fixing your phone or laptop
  • Covering a late bill
  • Supporting freelance work
  • Handling income delays

State-Licensed Payday Loans in Minnesota

From loan limits to rollover rules — here’s your payday loan guide for Minnesota.

Here’s what fees you can expect when obtaining online payday loans in Minnesota (MN):

Payday lending status in Minnesota: Legal
Minimum loan amount: N/A
Maximum loan amount of a payday loan in Minnesota: $350
Maximum Interest Rate (APR): 200%
Minimum payday loans term in Minnesota (MN): N/A
Maximum loan term: 30 days
Finance Charge for 14-day $100 Loan: N/A
Installment option: Yes
Table Data Updated: June 2025.




Attention!
Even after seeing an offer, you’re not obligated. Take your time — a rushed decision often leads to regret.

Common Users of Payday Loans in Minnesota

  • Families juggling bills
  • People with unstable income
  • People new to credit
  • Seniors on fixed income
  • People hit by surprise bills

Why People Trust MaybeLoan

  • Helping you decide, not selling you debt
  • No pressure, no fine print
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Clarity over commission

Payday Loans from Direct Lenders

Looking for real, legal lenders? Start here.

Get matched quickly and securely.

Top 10 Best Payday Loan Direct Lenders in Minnesota

payday loans in Minnesota (MN)
ACE Cash Express
Address: 1532 University Ave W Ste 100, St Paul, MN 55104, United States
Phone: +1 651-645-3965
Rating: 4.8 of 5 (based on 209 votes)
↘ Show photos (3)

Payday America payday loans in Minnesota (MN)
Payday America
Address: 1715 Rice St Ste B, Roseville, MN 55113, United States
Phone: +1 651-312-5918
Rating: 4.8 of 5 (based on 57 votes)

Minnesota First payday loans near me in Minnesota (MN)
Minnesota First
Address: 1932 Viking Dr NW, Rochester, MN 55901, United States
Phone: +1 507-289-0411
Rating: 4.9 of 5 (based on 35 votes)

CorTrust Bank no credit check payday loans in Minnesota
CorTrust Bank
Address: 10107 University Ave NE, Blaine, MN 55434, United States
Phone: +1 763-786-0123
Rating: 3.0 of 5 (based on 4 votes)
↘ Show photos (1)

Same day payday loans Riverland Bank in Minnesota
Riverland Bank
Address: 1621 E Hennepin Ave suite 200, Minneapolis, MN 55414, United States
Phone: +1 612-234-6301
Rating: 5.0 of 5 (based on 3 votes)



Payday Loans & Cash Advance In Minnesota Near Me From Direct Lenders

Which Payday Loan Option Fits You?

Key Differences

Feature Online In-Store
Application Method Via website Physical application
Approval Speed Fast May take longer
Disbursement Electronic deposit Immediate cash
Availability 24/7 Weekdays only
Privacy Anonymous Face-to-face

Conclusion

Consider convenience vs. trust

Avoiding High Fees? Consider These Lending Options in Minnesota

A payday loan isn’t your only option.

  • Community credit unions or small personal loans
  • Payroll advance programs
  • State-sponsored financial help
  • Borrowing from friends or family

Always weigh your options before committing to short-term borrowing.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Minnesota.


Ryan Abramson
By Last Updated: 06 August 2025
06 August 2025 MaybeLoan Payday Loans in Amboy, Minnesota Payday Loans in Amboy, Minnesota
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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