Payday Loans in Louisiana (LA): Online, Easy & Quick or Near Me

Whether you are in Louisiana or nearby, MaybeLoan is your fast track to payday loans from approved lenders — online, secure, and hassle-free.

Compare payday loan offers from top lenders in Louisiana through MaybeLoan. Our free service helps you find the best deal without obligation. Simply apply online and let us do the work for you.

We’re here to inform, not push. Compare real lenders in Louisiana (LA) with guidance, not bias.

In Need of a Quick Payday Loan in Louisiana? MaybeLoan Is Your Trusted Solution! We aim to link Louisiana residents with reliable direct lenders offering online payday loans in Louisiana without the hassle of credit checks, all within your reach in LA.
Payday Loans in Louisiana online

Benefits of MaybeLoan

  • No credit check
  • Only verified LA lenders
  • Offers in minutes
  • No hidden charges
  • Choose how you apply

Steps to Get a Short-Term Loan in LA

  • Apply online in a few steps
  • Get matched instantly
  • 100% online
  • Walk into a payday mall
  • near you
  • Approved under state regulations

Who Can Apply? for a Payday Loan in LA

  • Eighteen years of age or older
  • Living in Louisiana legally
  • Valid government-issued ID
  • Earning wages or benefits
  • Bank account in your name

Common Uses for Payday Loans in Louisiana

  • Unexpected doctor visits
  • Unplanned auto issues
  • Rent or utility payments
  • Basic living expenses
  • Childcare costs
  • Gas money
  • Fixing your phone or laptop
  • Bridging a payment gap
  • Supporting freelance work
  • Making ends meet between paychecks

Louisiana State Guidelines for Cash Advances

The Louisiana DFPI (or state regulator) defines clear boundaries — and we list them below.

Here’s what fees you can expect when obtaining online payday loans in Louisiana (LA):

Payday lending status in Louisiana: Legal
Minimum loan amount: N/A
Maximum loan amount of a payday loan in Louisiana: $350
Maximum Interest Rate (APR): 391%
Minimum payday loans term in Louisiana (LA): N/A
Maximum loan term: 30 days
Finance Charge for 14-day $100 Loan: N/A
Installment option: Yes
Table Data Updated: June 2025.






Attention!
Before submitting your application, double-check the total repayment amount, interest, and timeline. Small loans can grow fast if not managed carefully.

Loan Use Demographics in Louisiana

  • Families juggling bills
  • Self-employed professionals
  • Students or young adults
  • Retirees with tight budgets
  • People hit by surprise bills

Why People Trust MaybeLoan

  • We’re not a lender — we guide your choice
  • No pressure, no fine print
  • Only licensed lenders
  • Your information stays within verified networks
  • Clarity over commission

Payday Loans from Direct Lenders

All lenders below are state-approved.

Compare online and offline offers.

Top 10 Best Payday Loan Direct Lenders in Louisiana

payday loans in Louisiana (LA)
ACE Cash Express
Address: 401 S Claiborne Ave, New Orleans, LA 70112, United States
Phone: +1 504-529-5219
Rating: 4.9 of 5 (based on 256 votes)
↘ Show photos (1)

Advance America payday loans in Louisiana (LA)
Advance America
Address: 6730 Pines Rd #202, Shreveport, LA 71129, United States
Phone: +1 318-671-8686
Rating: 5.0 of 5 (based on 201 votes)
↘ Show photos (2)

Cash Cow payday loans near me in Louisiana (LA)
Cash Cow
Address: 8992 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-687-2835
Rating: 4.8 of 5 (based on 168 votes)

Speedy Cash no credit check payday loans in Louisiana
Speedy Cash
Address: 9360 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-686-4984
Rating: 4.6 of 5 (based on 121 votes)
↘ Show photos (6)

Same day payday loans Tulane Cash Advance in Louisiana
Tulane Cash Advance
Address: 4059 Tulane Ave, New Orleans, LA 70119, United States
Phone: +1 504-484-3131
Rating: 4.9 of 5 (based on 108 votes)
↘ Show photos (1)

Louisiana payday loans near me at Ready Cash Advance
Ready Cash Advance
Address: 9073 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-671-0620
Rating: 4.7 of 5 (based on 51 votes)
↘ Show photos (2)

Louisiana payday loans no credit check
Mariner Finance
Address: 2936 Ryan St, Lake Charles, LA 70601, United States
Phone: +1 337-494-0602
Rating: 4.7 of 5 (based on 40 votes)

fast and easy payday loans at Shreveport Cash Advance in Louisiana (LA)
Shreveport Cash Advance
Address: 5616 Hearne Ave, Shreveport, LA 71108, United States
Phone: +1 318-631-3111
Rating: 4.8 of 5 (based on 35 votes)
↘ Show photos (3)

best payday loans near me at Louisiana Cash Advance, Louisiana
Louisiana Cash Advance
Address: 2100 N Claiborne Ave, New Orleans, LA 70116, United States
Phone: +1 504-944-0944
Rating: 5.0 of 5 (based on 30 votes)
↘ Show photos (2)

Louisiana payday loans & cash advance Mr.Cash
Mr.Cash
Address: 3620 Gerstner Memorial Blvd, Lake Charles, LA 70607, United States
Phone: +1 337-562-2444
Rating: 5.0 of 5 (based on 7 votes)



Payday Loans & Cash Advance In Louisiana Near Me From Direct Lenders

In-Store Payday Loans in Louisiana

How Storefront Lenders Work

  • Must go to a store
  • Personal communication
  • Bring physical ID and proof
  • Often get cash immediately
  • Build local trust

Limitations of Storefronts

  • Not open 24/7
  • Takes more time
  • Others may notice your visit

Explore Safer Options Than Payday Loans in Louisiana

Looking for help with expenses? These might work better for you.

  • Local credit unions or installment loans
  • Payroll advance programs
  • Government relief programs
  • Short-term help from trusted people

Make an informed choice — short-term relief should never create long-term stress.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Louisiana.


Ryan Abramson
By Last Updated: 10 August 2025
10 August 2025 MaybeLoan Payday Loans in Ragley, Louisiana Payday Loans in Ragley, Louisiana
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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