Payday Loans in Oregon (OR) Online With No Credit Check 24/7 or Cash Advance From Direct Lenders Near Me

In Oregon and need quick cash? MaybeLoan can help you find payday loans online from legit lenders who don’t care about bad credit.

Compare payday loan offers from top lenders in Oregon through MaybeLoan. Our free service helps you find the best deal without obligation. Simply apply online and let us do the work for you.

We guide, you decide. Find legal payday options in Oregon (OR) with guidance, not bias.

Seeking Payday Loans in Oregon? MaybeLoan Has Got You Covered! Our primary goal is to establish a connection between Oregon residents and trustworthy direct lenders offering online payday loans in Oregon, completely free from credit checks, all conveniently located in OR.
Payday Loans in Oregon online

Benefits of Our Platform

  • No credit check
  • State-approved partners only
  • Fast approval
  • Clear terms & fees
  • Apply online or visit nearby

How to Apply a Payday Loan in OR

  • Fill out the form in a few steps
  • Receive offers fast
  • No office visit needed
  • Go to a lender
  • across Oregon
  • Licensed and regulated

Who Can Apply? to Get a Loan in OR

  • At least 18 years old
  • Living in Oregon legally
  • Valid government-issued ID
  • Earning wages or benefits
  • Active checking account

Why People Apply for Short-Term Loans in Oregon

  • Unexpected doctor visits
  • Fixing your vehicle
  • Keeping the lights on at home
  • Basic living expenses
  • Daycare and school supplies
  • Gas money
  • Fixing your phone or laptop
  • Covering a late bill
  • Small business expenses
  • Handling income delays

All You Need to Know About Oregon Loan Laws

Before applying, it’s smart to know what’s legal — see Oregon's payday loan rules below.

Here’s what fees you can expect when obtaining online payday loans in Oregon (OR):

Payday lending status in Oregon:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Oregon:$50000 (Loan limit up to 25%of borrower’s net monthly income if earns $60,000 per year or less.)
Maximum Interest Rate (APR):153%
Minimum payday loans term in Oregon (OR):31 days
Maximum loan term:60 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.






Attention!
We don’t push. You’re in control. Review the details, and if something feels off — step back. No one should borrow under stress.

Who Relies on Short-Term Loans in Oregon?

  • Families juggling bills
  • People with unstable income
  • College borrowers
  • Older adults covering essentials
  • Those between paychecks

What Makes MaybeLoan Different

  • Helping you decide, not selling you debt
  • Everything upfront and clear
  • Only licensed lenders
  • Your information stays within verified networks
  • Mission before money

Verified Lenders in Oregon

We partner only with licensed lenders in Oregon.

Get matched quickly and securely.

Top 10 Best Payday Loan Direct Lenders in Oregon

payday loans in Oregon (OR)
The Equitable Finance Company
Address: 3747 Market St NE Ste 100, Salem, OR 97301, United States
Phone: +1 971-304-0340
Rating: 4.8 of 5 (based on 297 votes)
↘ Show photos (1)

Rapid Cash payday loans in Oregon (OR)
Rapid Cash
Address: 12131 SE Powell Blvd, Portland, OR 97266, United States
Phone: +1 503-762-2224
Rating: 3.9 of 5 (based on 131 votes)
↘ Show photos (6)

United Finance payday loans near me in Oregon (OR)
United Finance
Address: 1040 Lancaster Dr SE, Salem, OR 97317, United States
Phone: +1 503-585-6411
Rating: 4.7 of 5 (based on 119 votes)

ACE Cash Express no credit check payday loans in Oregon
ACE Cash Express
Address: 11701 SE 82nd Ave, Portland, OR 97086, United States
Phone: +1 503-445-2274
Rating: 4.3 of 5 (based on 115 votes)
↘ Show photos (1)

Same day payday loans Mariner Finance in Oregon
Mariner Finance
Address: 2339 E State St, Salem, OH 44460, United States
Phone: +1 330-332-0356
Rating: 4.7 of 5 (based on 90 votes)

Oregon payday loans near me at CASHCO Financial Services, Inc
CASHCO Financial Services, Inc
Address: 1594 Edgewater St NW Suite 130, Salem, OR 97304, United States
Phone: +1 503-967-1810
Rating: 4.6 of 5 (based on 11 votes)

Oregon payday loans no credit check
Golden Cash Advance
Address: 1867 NW Eastman Pkwy, Gresham, OR 97030, United States
Phone: +1 503-664-9413
Rating: 4.1 of 5 (based on 10 votes)



Payday Loans & Cash Advance In Oregon Near Me From Direct Lenders

Which Payday Loan Option Fits You?

Key Differences

FeatureOnlineIn-Store
Application MethodVia websitePhysical application
Approval SpeedFastDepends on store hours
DisbursementElectronic depositImmediate cash
Availability24/7Business hours only
PrivacyHighFace-to-face

Conclusion

Choose what fits your needs

Alternatives to Payday Loans in Oregon

If you're unsure about payday loans, start with these resources.

  • Nearby credit unions or installment loans
  • Ask your employer for an advance
  • State-run emergency assistance programs
  • Short-term help from trusted people

Sometimes a little planning beats a rushed loan. Review the alternatives.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Oregon.


Ryan Abramson
By Last Updated: 07 August 2025
07 August 2025 MaybeLoan Payday Loans in Elgin, Oregon Payday Loans in Elgin, Oregon
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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