Alex Khodzinskiy

My name is Alex. I’m an entrepreneur and investor with years of experience in digital marketing, Web3, and fintech.

I’m not a bank, a lender, or part of a financial corporation. I’m someone who believes access to money should be clear, honest, and transparent.

I created MaybeLoan as an independent platform after seeing how many people face confusion, pressure, and hidden traps when it comes to loans. I wanted to build a space that helps people make smarter financial decisions — without sales tactics, noise, or fine print.

Here, I share real experience, insights, and honest thoughts. Sometimes I explain, sometimes I challenge the system — but always with common sense and respect for the reader.

My journey hasn’t been perfect. I’ve made mistakes, faced debt, and had to make tough choices. But those challenges shaped how I think — and why I build with integrity.

If you’re looking for hype, this isn’t the place.
But if you want a grounded look at how money, loans, and real-life decisions work — welcome.

I suggest starting with the Financial Resilience Test — it’s a simple but powerful way to understand where you stand and where to go next.

Author In The Blog
when-to-take-out-a-loan
By Alex Khodzinskiy
Last update April 22, 2025
When to Take Out a Loan and When to Look for Alternatives – Stop, Think, Borrow Smarter: 5 Signs You Shouldn’t Take That Loan

Sometimes we urgently need money. That’s a reality for millions of people — unexpected expenses, delayed paychecks, emergency repairs, medical bills. A loan can be a temporary solution. But it’s…

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By Alex Khodzinskiy
Last update April 22, 2025
How to Avoid a Debt Trap: 5 Simple Strategies for Smart Loan Management

Sometimes we urgently need money. And taking out a quick loan isn’t a mistake. The mistake is losing control of the situation. I often see how one payday loan turns…

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