Payday Loans in Maine (ME) - Apply Online Now or Get Cash Advance Near Me

Searching for online payday loans in Maine? MaybeLoan connects you to verified lenders offering quick decisions with no hard credit checks.

Welcome to MaybeLoan, your trusted partner for payday loans in Maine. We match you with approved lenders that offer rapid cash advances to help you handle unexpected expenses. Our online application is straightforward, protected, and open 24/7.

We don’t issue loans — we help you compare. Explore short-term loans in Maine (ME) with your best interest in mind.

Looking for Payday Loans in Maine Online or Nearby? MaybeLoan Is Your Go-To Source! Our mission is to bridge the gap for Maine residents by partnering with dependable direct lenders who offer online payday loans in Maine with no credit check, all within your reach in ME.
Payday Loans in Maine online

Benefits of This Service

  • No hard inquiry
  • Licensed Maine lenders only
  • Fast approval
  • Clear terms & fees
  • Choose how you apply

Steps to Get a Short-Term Loan in ME

  • Apply online in 5 minutes
  • Get matched instantly
  • Apply from your phone
  • Visit a payday loan store
  • near you
  • All lenders follow ME law

Who Qualifies to Get a Loan in ME

  • Must be 18+
  • U.S. citizen or legal resident
  • Legal identification
  • Regular income source
  • Bank account in your name

What Can You Use It For?

  • Unexpected doctor visits
  • Unplanned auto issues
  • Rent or utility payments
  • Basic living expenses
  • Childcare costs
  • Transportation to work
  • Fixing your phone or laptop
  • Covering a late bill
  • Buying work tools or materials
  • Handling income delays

Maine's Official Limits on Payday Loans

Know before you borrow — these are the payday loan laws in Maine.

Here’s what fees you can expect when obtaining online payday loans in Maine (ME):

Payday lending status in Maine:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Maine:$2000
Maximum Interest Rate (APR):196%
Minimum payday loans term in Maine (ME):N/A
Maximum loan term:N/A
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.






Attention!
These loans are designed for emergencies — not ongoing use. Misusing them can lead to debt cycles. Always borrow responsibly.

Real People Who Use Payday Loans in Maine

  • Working parents
  • People with unstable income
  • Students or young adults
  • Seniors on fixed income
  • Those between paychecks

Why Users Choose Us

  • Helping you decide, not selling you debt
  • Everything upfront and clear
  • Strict verification of lenders
  • Your information stays within verified networks
  • Built for people, not profit

Verified Lenders in Maine

All lenders below are state-approved.

Compare online and offline offers.

Top 10 Best Payday Loan Direct Lenders in Maine

payday loans in Maine (ME)
Idaho Title Loans, Inc.
Address: 808 21st St, Lewiston, ID 83501, United States
Phone: +1 208-746-9641
Rating: 4.8 of 5 (based on 138 votes)

LendNation payday loans in Maine (ME)
LendNation
Address: 809 21st St, Lewiston, ID 83501, United States
Phone: +1 208-746-0826
Rating: 4.9 of 5 (based on 129 votes)
↘ Show photos (1)

Academy Mortgage payday loans near me in Maine (ME)
Academy Mortgage
Address: 753 Stillwater Ave #2, Bangor, ME 04401, United States
Phone: +1 207-735-5676
Rating: 5.0 of 5 (based on 52 votes)

OneMain Financial no credit check payday loans in Maine
OneMain Financial
Address: 19 Hannaford Dr, Scarborough, ME 04074, United States
Phone: +1 207-885-1594
Rating: 3.5 of 5 (based on 37 votes)
↘ Show photos (2)

Same day payday loans RepubliCash, LLC in Maine
RepubliCash, LLC
Address: 312 St John St, Portland, ME 04102, United States
Phone: +1 207-780-9988
Rating: 3.4 of 5 (based on 33 votes)

Maine payday loans near me at Title Cash
Title Cash
Address: 1401 21st St, Lewiston, ID 83501, United States
Phone: +1 208-743-1060
Rating: 4.6 of 5 (based on 25 votes)
↘ Show photos (1)

Maine payday loans no credit check
CASH X-PRESS
Address: 114 Levenseller Rd, Holden, ME 04429, United States
Phone: +1 207-990-5906
Rating: 3.3 of 5 (based on 21 votes)

fast and easy payday loans at SameDay Payday Loans in Maine (ME)
SameDay Payday Loans
Address: 934 St Louis St, New Orleans, LA 70112, United States
Phone: +1 504-910-7447
Rating: 4.6 of 5 (based on 18 votes)

best payday loans near me at Moneytree, Maine
Moneytree
Address: 113 Thain Rd, Lewiston, ID 83501, United States
Phone: +1 208-743-3500
Rating: 4.6 of 5 (based on 14 votes)

Maine payday loans & cash advance Maine Savings Federal Credit Union
Maine Savings Federal Credit Union
Address: 883 Forest Ave, Portland, ME 04103, United States
Phone: +1 800-273-6700
Rating: 4.6 of 5 (based on 11 votes)
↘ Show photos (1)



Payday Loans & Cash Advance In Maine Near Me From Direct Lenders

Online Payday Loan Lenders in Maine: How They Work

Main Features of Online Lenders

  • You apply through the lender’s platform
  • Fast approval process
  • Upload paperwork online
  • Always open for applications

Disadvantages of Online Loans

  • Not suitable for all borrowers
  • Mostly automated support
  • Risk of scam sites

Alternatives to Payday Loans in Maine

Before applying for a short-term loan, consider these alternatives.

  • Local credit unions or installment loans
  • Employer salary advances
  • Government relief programs
  • Borrowing from friends or family

Empower yourself with knowledge. Choose what’s best, not just what’s fast.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Maine.


Ryan Abramson
By Last Updated: 20 June 2025
20 June 2025 MaybeLoan Payday Loans in West Bethel, Maine Payday Loans in West Bethel, Maine
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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