Payday Loans in South Carolina (SC): Online, Easy & Quick or Near Me

Trying to find a payday loan near you in South Carolina? Our platform matches you with legal and reputable lenders who work with bad credit too.

Welcome to MaybeLoan, your premier provider for payday loans in South Carolina. We connect you with certified lenders that offer rapid cash advances to assist you handle unexpected expenses. Our digital application is easy, protected, and available 24/7.

We don’t issue loans — we help you compare. Explore short-term loans in South Carolina (SC) with control in your hands.

Are You in Search of Payday Loans in South Carolina? MaybeLoan Is Here to Help! We're dedicated to connecting South Carolina residents with reputable direct lenders offering online payday loans in South Carolina without the hassle of credit checks, all within your reach in South Carolina,(SC).
Payday Loans in South Carolina online

Why Choose This Service

  • Credit score not required
  • State-approved partners only
  • Fast approval
  • No hidden charges
  • Apply online or visit nearby

Application Process a Short-Term Loan in SC

  • Fill out the form in just minutes
  • Receive offers fast
  • 100% online
  • Go to a lender
  • near you
  • Licensed and regulated

Eligibility Requirements to Get a Loan in SC

  • Eighteen years of age or older
  • Living in South Carolina legally
  • Valid government-issued ID
  • Earning wages or benefits
  • Active checking account

Common Financial Needs in South Carolina

  • Unexpected doctor visits
  • Unplanned auto issues
  • Covering housing costs
  • Feeding your family
  • Childcare costs
  • Transportation to work
  • Replacing broken electronics
  • Avoiding overdraft fees
  • Supporting freelance work
  • Making ends meet between paychecks

Know the Law: Payday Lending in South Carolina

Below you’ll find key limits on loan size, fees, and terms — all under South Carolina law.

Here’s what fees you can expect when obtaining online payday loans in South Carolina (SC):

Payday lending status in South Carolina:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in South Carolina:$500
Maximum Interest Rate (APR):391%
Minimum payday loans term in South Carolina (SC):N/A
Maximum loan term:31 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.






Attention!
We recommend taking time to review all loan terms, fees, and repayment obligations.

The Human Side of Payday Loans in South Carolina

  • Single moms and dads
  • Self-employed professionals
  • College borrowers
  • Older adults covering essentials
  • People hit by surprise bills

Why Users Choose Us

  • We’re not a lender — we guide your choice
  • Everything upfront and clear
  • Only licensed lenders
  • Your information stays within verified networks
  • Clarity over commission

Trusted Loan Providers Near You

We partner only with licensed lenders in South Carolina.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in South Carolina

payday loans in South Carolina (SC)
Auto Money
Address: 128 N Anderson Rd, Rock Hill, SC 29730, United States
Phone: +1 803-327-0336
Rating: 4.9 of 5 (based on 325 votes)

ACE Cash Express payday loans in South Carolina (SC)
ACE Cash Express
Address: 6432 Two Notch Rd k, Columbia, SC 29223, United States
Phone: +1 803-735-1747
Rating: 4.7 of 5 (based on 245 votes)
↘ Show photos (1)

Check 'n Go payday loans near me in South Carolina (SC)
Check 'n Go
Address: 2000 Sam Rittenberg Blvd #110, Charleston, SC 29407, United States
Phone: +1 843-769-5633
Rating: 5.0 of 5 (based on 229 votes)
↘ Show photos (2)

TitleMax Title Secured Loans no credit check payday loans in South Carolina
TitleMax Title Secured Loans
Address: 425 Johnnie Dodds Blvd, Mt Pleasant, SC 29464, United States
Phone: +1 843-856-1878
Rating: 5.0 of 5 (based on 173 votes)
↘ Show photos (1)

Same day payday loans Advance America in South Carolina
Advance America
Address: 1930 Cherry Rd STE B, Rock Hill, SC 29732, United States
Phone: +1 803-329-9775
Rating: 4.9 of 5 (based on 124 votes)
↘ Show photos (2)

South Carolina payday loans near me at AmeriCash Loans
AmeriCash Loans
Address: 2186 Cherry Rd, Rock Hill, SC 29732, United States
Phone: +1 803-327-2800
Rating: 4.3 of 5 (based on 86 votes)

South Carolina payday loans no credit check
Approved Cash
Address: 2260 Cross Pointe Dr Suite 97 Ste 97, Rock Hill, SC 29730, United States
Phone: +1 803-980-1066
Rating: 4.9 of 5 (based on 69 votes)
↘ Show photos (2)

fast and easy payday loans at Security Finance in South Carolina (SC)
Security Finance
Address: 1035 Johnnie Dodds Blvd Suite C4, Mt Pleasant, SC 29464, United States
Phone: +1 843-884-4404
Rating: 5.0 of 5 (based on 26 votes)
↘ Show photos (2)



Payday Loans & Cash Advance In South Carolina Near Me From Direct Lenders

In-Store Payday Loans in South Carolina

What to Expect in Physical Branches

  • Must go to a store
  • Personal communication
  • Printed forms required
  • Instant payout possible
  • Can ask questions directly

Limitations of Storefronts

  • Not open 24/7
  • Less convenient for remote areas
  • No anonymity

Need Money Fast? Try These Alternatives in South Carolina

A payday loan isn’t your only option.

  • Community credit unions or micro loans
  • Payroll advance programs
  • State-run emergency assistance programs
  • Short-term help from trusted people

Always weigh your options before committing to short-term borrowing.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in South Carolina.


Ryan Abramson
By Last Updated: 26 June 2025
26 June 2025 MaybeLoan Payday Loans in Batesburg, South Carolina Payday Loans in Batesburg, South Carolina
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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