Tennessee (TN) Payday Loans - Fast Cash Advance With No Credit Check

In Tennessee and need quick cash? MaybeLoan can help you find payday loans online from legit lenders who don’t care about bad credit.

Facing unexpected bills in Tennessee? MaybeLoan connects you with trusted lenders offering fast payday loans. Apply online 24/7 for a simple, secure way to get the cash you need.

Our role is to connect, not persuade. Get informed about lending in Tennessee (TN) with full transparency.

Seeking Payday Loans in Tennessee? MaybeLoan Has Got You Covered! Our primary goal is to establish a connection between Tennessee residents and trustworthy direct lenders offering online payday loans in Tennessee, completely free from credit checks, all conveniently located in TN.
Payday Loans in Tennessee online

Why Choose This Service

  • Credit score not required
  • Only verified TN lenders
  • Fast approval
  • Fully transparent process
  • Apply online or visit nearby

How to Apply a Payday Loan in TN

  • Apply online in 5 minutes
  • Get matched instantly
  • 100% online
  • Go to a lender
  • near you
  • All lenders follow TN law

Who Can Apply? for a Payday Loan in Tennessee

  • Must be 18+
  • U.S. citizen or legal resident
  • Legal identification
  • Proof of income
  • Bank account in your name

Why People Apply for Short-Term Loans in Tennessee

  • Short-term healthcare expenses
  • Unplanned auto issues
  • Rent or utility payments
  • Basic living expenses
  • Daycare and school supplies
  • Getting to your job
  • Fixing your phone or laptop
  • Avoiding overdraft fees
  • Small business expenses
  • Making ends meet between paychecks

Tennessee (TN) Payday Loan Rules & Limits

Not all states allow payday lending. In Tennessee, here’s exactly what’s permitted.

Here’s what fees you can expect when obtaining online payday loans in Tennessee (TN):

Payday lending status in Tennessee:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Tennessee:$500
Maximum Interest Rate (APR):460%
Minimum payday loans term in Tennessee (TN):N/A
Maximum loan term:31 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.







Attention!
Using payday loans too often can trap you in debt. This should be a last resort — not a monthly habit.

The Human Side of Payday Loans in Tennessee

  • Families juggling bills
  • Self-employed professionals
  • College borrowers
  • Retirees with tight budgets
  • People hit by surprise bills

Why Users Choose Us

  • We’re not a lender — we guide your choice
  • No traps or hidden fees
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Clarity over commission

Trusted Loan Providers Near You

All lenders below are state-approved.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in Tennessee

payday loans in Tennessee (TN)
745 - CASH
Address: 1538 Getwell Rd, Memphis, TN 38111, United States
Phone: +1 901-255-1501
Rating: 4.9 of 5 (based on 423 votes)

ACE Cash Express payday loans in Tennessee (TN)
ACE Cash Express
Address: 1801 Jefferson St #105, Nashville, TN 37208, United States
Phone: +1 615-329-0347
Rating: 4.9 of 5 (based on 307 votes)

Advance America payday loans near me in Tennessee (TN)
Advance America
Address: 4653 Nolensville Pk, Nashville, TN 37211, United States
Phone: +1 615-834-6275
Rating: 4.8 of 5 (based on 224 votes)
↘ Show photos (2)

TN Quick Cash Clarksville no credit check payday loans in Tennessee
TN Quick Cash Clarksville
Address: 125 N Riverside Dr, Clarksville, TN 37040, United States
Phone: +1 931-645-5626
Rating: 4.7 of 5 (based on 165 votes)

Same day payday loans TN Quick Cash Hickory Plaza in Tennessee
TN Quick Cash Hickory Plaza
Address: 5701 Nolensville Pk, Nashville, TN 37211, United States
Phone: +1 615-832-2288
Rating: 4.9 of 5 (based on 117 votes)

Tennessee payday loans near me at TN Quick Cash Inglewood
TN Quick Cash Inglewood
Address: 3100 Gallatin Pike, Nashville, TN 37216, United States
Phone: +1 615-228-3033
Rating: 4.8 of 5 (based on 85 votes)
↘ Show photos (3)

Tennessee payday loans no credit check
American Trust Cash Advance
Address: 3536 Cummings Hwy #172, Chattanooga, TN 37419, United States
Phone: +1 423-825-1194
Rating: 4.9 of 5 (based on 74 votes)

fast and easy payday loans at Advance Financial in Tennessee (TN)
Advance Financial
Address: 4861 N Broadway St, Knoxville, TN 37918, United States
Phone: +1 865-730-4085
Rating: 4.8 of 5 (based on 52 votes)
↘ Show photos (1)

best payday loans near me at LendNation, Tennessee
LendNation
Address: 3204 S Perkins Rd, Memphis, TN 38118, United States
Phone: +1 901-795-5084
Rating: 4.8 of 5 (based on 46 votes)
↘ Show photos (4)

Tennessee payday loans & cash advance American Cash Advance & Title Loan
American Cash Advance & Title Loan
Address: 3750 Hacks Cross Rd Suite 108, Memphis, TN 38125, United States
Phone: +1 901-309-0779
Rating: 4.9 of 5 (based on 40 votes)
↘ Show photos (1)



Payday Loans & Cash Advance In Tennessee Near Me From Direct Lenders

Online Payday Loan Lenders in Tennessee: How They Work

Advantages of Applying Online

  • You apply through the lender’s platform
  • Quicker than traditional loans
  • No physical paperwork required
  • Anytime access

What to Watch Out For

  • Needs internet access
  • Harder to talk to a real person
  • Always verify the lender

Better Ways to Borrow in Tennessee

Before applying for a short-term loan, consider these alternatives.

  • Local credit unions or micro loans
  • Ask your employer for an advance
  • State-run emergency assistance programs
  • Short-term help from trusted people

Consider all options and choose what fits your situation best.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Tennessee.


Ryan Abramson
By Last Updated: 19 June 2025
19 June 2025 MaybeLoan Payday Loans in Westport, Tennessee Payday Loans in Westport, Tennessee
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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