Payday Loans in South Dakota (SD): Online, Easy & Quick or Near Me

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We guide, you decide. Get informed about lending in South Dakota (SD) with guidance, not bias.

Seeking Payday Loans in South Dakota? MaybeLoan Has Got You Covered! Our primary goal is to establish a connection between South Dakota residents and trustworthy direct lenders offering online payday loans in South Dakota, completely free from credit checks, all conveniently located in SD.
Payday Loans in South Dakota online

Reasons to Use MaybeLoan

  • No credit check
  • Only verified SD lenders
  • Fast approval
  • No hidden charges
  • Online and offline options

Application Process a Payday Loan in South Dakota

  • Fill out the form in a few steps
  • Instant responses from lenders
  • Apply from your phone
  • Walk into a payday mall
  • near you
  • Approved under state regulations

Who Can Apply? for a Payday Loan in South Dakota

  • At least 18 years old
  • U.S. citizen or legal resident
  • Valid government-issued ID
  • Regular income source
  • Bank account in your name

What Can You Use It For?

  • Emergency medical bills
  • Fixing your vehicle
  • Keeping the lights on at home
  • Basic living expenses
  • Paying for kids’ needs
  • Transportation to work
  • Replacing broken electronics
  • Bridging a payment gap
  • Supporting freelance work
  • Handling income delays

South Dakota Short-Term Loan Regulations

From loan limits to rollover rules — here’s your payday loan guide for South Dakota.

Here’s what fees you can expect when obtaining online payday loans in South Dakota (SD):

Payday lending status in South Dakota:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in South Dakota:$500
Maximum Interest Rate (APR):36%
Minimum payday loans term in South Dakota (SD):N/A
Maximum loan term:N/A
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.







Attention!
These loans are designed for emergencies — not ongoing use. Misusing them can lead to debt cycles. Always borrow responsibly.

Who Relies on Short-Term Loans in South Dakota?

  • Single moms and dads
  • People with unstable income
  • College borrowers
  • Older adults covering essentials
  • People hit by surprise bills

Why Users Choose Us

  • Helping you decide, not selling you debt
  • Everything upfront and clear
  • Strict verification of lenders
  • We only send your info to licensed partners
  • Mission before money

Verified Lenders in South Dakota

Looking for real, legal lenders? Start here.

Compare online and offline offers.

Top 10 Best Payday Loan Direct Lenders in South Dakota

payday loans in South Dakota (SD)
First National Pawn
Address: 2517 W 10th St, Sioux Falls, SD 57104, United States
Phone: +1 605-334-3132
Rating: 4.4 of 5 (based on 417 votes)
↘ Show photos (2)

LPI Loans payday loans in South Dakota (SD)
LPI Loans
Address: 5621 E Arrowhead Pkwy #100, Sioux Falls, SD 57110, United States
Phone: +1 605-274-0299
Rating: 4.9 of 5 (based on 55 votes)
↘ Show photos (1)

First Cash & Exchange payday loans near me in South Dakota (SD)
First Cash & Exchange
Address: 2123 E 10th St, Sioux Falls, SD 57103, United States
Phone: +1 605-338-9155
Rating: 4.3 of 5 (based on 42 votes)

Alliance One Funding no credit check payday loans in South Dakota
Alliance One Funding
Address: 101 S Reid St Suite 307, Sioux Falls, SD 57103, United States
Phone: +1 877-373-0474
Rating: 5.0 of 5 (based on 35 votes)

Same day payday loans Oahe Pawn in South Dakota
Oahe Pawn
Address: 2007 E Wells Ave, Pierre, SD 57501, United States
Phone: +1 605-280-9997
Rating: 4.2 of 5 (based on 30 votes)
↘ Show photos (2)

South Dakota payday loans near me at Fairway Independent Mortgage Corporation - Heartland Branch
Fairway Independent Mortgage Corporation - Heartland Branch
Address: 423 8th St S, Brookings, SD 57006, United States
Phone: +1 605-937-5599
Rating: 5.0 of 5 (based on 22 votes)

South Dakota payday loans no credit check
OneMain Financial
Address: 1040 29th St SE, Watertown, SD 57201, United States
Phone: +1 605-886-3770
Rating: 4.1 of 5 (based on 15 votes)
↘ Show photos (2)

fast and easy payday loans at Frontier Financial in South Dakota (SD)
Frontier Financial
Address: 3788 SD-44, Rapid City, SD 57703, United States
Phone: +1 605-721-6122
Rating: 4.3 of 5 (based on 14 votes)

best payday loans near me at Budget Pawn, South Dakota
Budget Pawn
Address: 612 6th Ave SW, Aberdeen, SD 57401, United States
Phone: +1 605-262-7296
Rating: 5.0 of 5 (based on 13 votes)

South Dakota payday loans & cash advance Montana Capital Car Title Loans
Montana Capital Car Title Loans
Address: 2121 W 12th St, Sioux Falls, SD 57104, United States
Phone: +1 605-250-7273
Rating: 4.7 of 5 (based on 12 votes)



Payday Loans & Cash Advance In South Dakota Near Me From Direct Lenders

Online Payday Loan Lenders in South Dakota: How They Work

Benefits of Online Payday Loans

  • You apply through the lender’s platform
  • Quicker than traditional loans
  • Electronic document submission
  • Available 24/7

What to Watch Out For

  • Not suitable for all borrowers
  • Limited personal interaction
  • Fraud is more likely online

Avoiding High Fees? Consider These Lending Options in South Dakota

You have choices. Explore them below before you commit.

  • Community credit unions or small personal loans
  • Payroll advance programs
  • Government relief programs
  • Asking loved ones for support

Quick money doesn’t have to come at a high cost. Think ahead.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in South Dakota.


Ryan Abramson
By Last Updated: 20 June 2025
20 June 2025 MaybeLoan Payday Loans in Fort Thompson, South Dakota Payday Loans in Fort Thompson, South Dakota
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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