Alabama (AL) Payday Loans - Fast Cash Advance With No Credit Check

MaybeLoan helps Alabama residents find payday loans near them — with no paperwork, no stress, and no credit checks.

Your security is our priority. MaybeLoan’s online platform for payday loans in Alabama uses advanced encryption to protect your data. Apply with confidence and connect with trusted lenders today.

Our role is to connect, not persuade. Get informed about lending in Alabama (AL) from licensed lenders only.

Are You Looking for a Payday Loan in Alabama Online or Near You? MaybeLoan has you covered! Our mission is to connect Alabama residents with reputable direct lenders offering online payday loans in Alabama with no credit check, all conveniently available near you in AL.
Payday Loans in Alabama online

Reasons to Use MaybeLoan

  • Credit score not required
  • Licensed Alabama lenders only
  • Offers in minutes
  • Clear terms & fees
  • Online and offline options

Steps to Get a Payday Loan in Alabama

  • Apply online in 5 minutes
  • Receive offers fast
  • Apply from your phone
  • Go to a lender
  • near you
  • Approved under state regulations

Who Qualifies to Get a Loan in Alabama

  • Must be 18+
  • Proof of residency
  • Valid government-issued ID
  • Earning wages or benefits
  • Valid U.S. bank account

Common Uses for Payday Loans in Alabama

  • Short-term healthcare expenses
  • Car repairs
  • Rent or utility payments
  • Groceries and essentials
  • Daycare and school supplies
  • Gas money
  • Getting back online fast
  • Bridging a payment gap
  • Supporting freelance work
  • Making ends meet between paychecks

Is it Legal to Borrow in Alabama?

Whether you’re new or returning, always check the legal side. Here’s what Alabama says.

Here’s what fees you can expect when obtaining online payday loans in Alabama:

Payday lending status in Alabama:Legal
Maximum loan amount of a payday loan in Alabama:$500
Maximum Interest Rate (APR):456% APR on a 14-day, $100 loan
Minimum payday loans term in Alabama (AL):10
Maximum loan term:31 days
Installment option:Yes
Table Data Updated: June 2025.




Attention!
These loans are designed for emergencies — not ongoing use. Misusing them can lead to debt cycles. Always borrow responsibly.

Who Relies on Short-Term Loans in Alabama?

  • Working parents
  • Gig workers and freelancers
  • Students or young adults
  • Older adults covering essentials
  • People hit by surprise bills

Why Users Choose Us

  • Helping you decide, not selling you debt
  • Everything upfront and clear
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Clarity over commission

Trusted Loan Providers Near You

We partner only with licensed lenders in Alabama.

Get matched quickly and securely.

Top 10 Best Payday Loan Direct Lenders in Alabama

payday loans in Alabama (AL)
Advance America
Address: 1480 Skyland E Blvd, Tuscaloosa, AL 35405, United States
Phone: +1 205-752-2074
Rating: 5.0 of 5 (based on 333 votes)
↘ Show photos (3)

TitleMax Title Loans payday loans in Alabama (AL)
TitleMax Title Loans
Address: 5308 Atlanta Hwy, Montgomery, AL 36109, United States
Phone: +1 334-396-0610
Rating: 4.9 of 5 (based on 280 votes)
↘ Show photos (1)

Alabama Title Loans, Inc. payday loans near me in Alabama (AL)
Alabama Title Loans, Inc.
Address: 2233 E South Blvd, Montgomery, AL 36116, United States
Phone: +1 334-288-7181
Rating: 4.9 of 5 (based on 272 votes)

Covington Credit no credit check payday loans in Alabama
Covington Credit
Address: 543 N Eastern Blvd, Montgomery, AL 36117, United States
Phone: +1 334-260-7071
Rating: 5.0 of 5 (based on 201 votes)

Same day payday loans Check 'n Go in Alabama
Check 'n Go
Address: 2851 E South Blvd C, Montgomery, AL 36116, United States
Phone: +1 334-284-3720
Rating: 4.9 of 5 (based on 118 votes)
↘ Show photos (1)

Alabama payday loans near me at Speedy Cash
Speedy Cash
Address: 3615 McFarland Blvd E Ste 109, Tuscaloosa, AL 35405, United States
Phone: +1 205-633-4151
Rating: 4.7 of 5 (based on 86 votes)
↘ Show photos (3)

Alabama payday loans no credit check
Title Loan Express | Title Loans, Payday Loans
Address: 9632 Parkway E, Birmingham, AL 35215, United States
Phone: +1 205-833-3131
Rating: 5.0 of 5 (based on 68 votes)
↘ Show photos (1)

fast and easy payday loans at Title Cash in Alabama (AL)
Title Cash
Address: 72 Green Springs Hwy, Homewood, AL 35209, United States
Phone: +1 205-942-7841
Rating: 4.9 of 5 (based on 57 votes)

best payday loans near me at Magnolia Finance Company, Alabama
Magnolia Finance Company
Address: 2910 Pike Ave NW UNIT B, Huntsville, AL 35810, United States
Phone: +1 256-533-2099
Rating: 4.5 of 5 (based on 55 votes)

Alabama payday loans & cash advance Easy Money
Easy Money
Address: 2925 McFarland Blvd E, Tuscaloosa, AL 35404, United States
Phone: +1 205-366-0140
Rating: 4.4 of 5 (based on 54 votes)
↘ Show photos (7)



Payday Loans & Cash Advance In Alabama Near Me From Direct Lenders

Compare Online and In-Person Lenders

Key Differences

FeatureOnlineIn-Store
Application MethodOnline formPhysical application
Approval SpeedFastMay take longer
DisbursementBank transferCash payout
AvailabilityRound-the-clockWeekdays only
PrivacyAnonymousMedium

Conclusion

Evaluate both options before choosing

Avoiding High Fees? Consider These Lending Options in Alabama

There are safer ways to borrow — here are a few options.

  • Community credit unions or small personal loans
  • Ask your employer for an advance
  • State-sponsored financial help
  • Asking loved ones for support

Make an informed choice — short-term relief should never create long-term stress.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Alabama.


Ryan Abramson
By Last Updated: 29 August 2025
29 August 2025 MaybeLoan Payday Loans in Woodville, Alabama (AL) Payday Loans in Woodville, Alabama (AL)
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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