North Dakota(ND) Payday Loans Online 24/7 or Near Me With No Credit Check

Payday loans in North Dakota made easy — apply online through MaybeLoan and get matched with lenders that don’t require a credit check.

Facing unexpected bills in North Dakota? MaybeLoan connects you with trusted lenders offering fast payday loans. Apply online 24/7 for a simple, secure way to get the cash you need.

We’re not a lender — we help you choose. See verified offers in North Dakota (ND) with full transparency.

In Need of a Quick Payday Loan in North Dakota? MaybeLoan Is Your Trusted Solution! We aim to link North Dakota residents with reliable direct lenders offering online payday loans in North Dakota without the hassle of credit checks, all within your reach in ND.
Payday Loans in North Dakota online

Why Choose Our Platform

  • Credit score not required
  • Only verified ND lenders
  • Fast approval
  • No hidden charges
  • Choose how you apply

How to Apply a Short-Term Loan in ND

  • Submit a request in 5 minutes
  • Receive offers fast
  • 100% online
  • Visit a payday loan store
  • near you
  • All lenders follow ND law

Who Qualifies to Get a Loan in North Dakota

  • Eighteen years of age or older
  • Proof of residency
  • Legal identification
  • Proof of income
  • Valid U.S. bank account

Typical Reasons to Borrow in North Dakota

  • Unexpected doctor visits
  • Unplanned auto issues
  • Keeping the lights on at home
  • Groceries and essentials
  • Paying for kids’ needs
  • Transportation to work
  • Replacing broken electronics
  • Covering a late bill
  • Supporting freelance work
  • Filling short-term cash gaps

Are Payday Loans Regulated in North Dakota?

Whether you’re new or returning, always check the legal side. Here’s what North Dakota says.

Here’s what fees you can expect when obtaining online payday loans in North Dakota (ND):

Payday lending status in North Dakota: Legal
Minimum loan amount: N/A
Maximum loan amount of a payday loan in North Dakota: $500
Maximum Interest Rate (APR): 521%
Minimum payday loans term in North Dakota (ND): N/A
Maximum loan term: 60 days
Finance Charge for 14-day $100 Loan: N/A
Installment option: Yes
Table Data Updated: June 2025.






Attention!
A payday loan can help in the short term, but always consider your budget and other alternatives. Never borrow more than you can afford to repay.

Real People Who Use Payday Loans in North Dakota

  • Working parents
  • Self-employed professionals
  • People new to credit
  • Older adults covering essentials
  • Those between paychecks

What Makes MaybeLoan Different

  • Helping you decide, not selling you debt
  • No traps or hidden fees
  • North Dakota-regulated partners only
  • We only send your info to licensed partners
  • Mission before money

Verified Lenders in North Dakota

We partner only with licensed lenders in North Dakota.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in North Dakota

payday loans in North Dakota (ND)
First National Pawn
Address: 2495 S Washington St, Grand Forks, ND 58201, United States
Phone: +1 701-738-8189
Rating: 4.6 of 5 (based on 393 votes)

Americash payday loans in North Dakota (ND)
Americash
Address: 401 40th Ave SW #113, Minot, ND 58701, United States
Phone: +1 701-852-6666
Rating: 4.5 of 5 (based on 27 votes)

Mister Money USA (44) payday loans near me in North Dakota (ND)
Mister Money USA (44)
Address: 1404 33rd St S Suite G, Fargo, ND 58103, United States
Phone: +1 701-235-6130
Rating: 4.2 of 5 (based on 26 votes)
↘ Show photos (2)

EZ Money Check Cashing no credit check payday loans in North Dakota
EZ Money Check Cashing
Address: 1833 S University Dr, Fargo, ND 58103, United States
Phone: +1 701-293-7178
Rating: 3.8 of 5 (based on 9 votes)
↘ Show photos (1)

Same day payday loans Payday Express in North Dakota
Payday Express
Address: 1375 S Columbia Rd, Grand Forks, ND 58201, United States
Phone: +1 701-772-7772
Rating: 4.5 of 5 (based on 8 votes)

North Dakota payday loans near me at Sharp Personal Loans
Sharp Personal Loans
Address: 3766 Gateway Dr, Grand Forks, ND 58203, United States
Phone: +1 701-409-2941
Rating: 4.6 of 5 (based on 7 votes)

North Dakota payday loans no credit check
Money Lenders
Address: 1410 9th St E, West Fargo, ND 58078, United States
Phone: +1 701-356-0810
Rating: 4.0 of 5 (based on 5 votes)

fast and easy payday loans at Payday Express Check Cashing in North Dakota (ND)
Payday Express Check Cashing
Address: 2612Gateway Dr, Grand Forks, ND 58203, United States
Phone: +1 701-795-5783
Rating: 3.4 of 5 (based on 5 votes)



Payday Loans & Cash Advance In North Dakota Near Me From Direct Lenders

Online Payday Loan Lenders in North Dakota: How They Work

Advantages of Applying Online

  • Uses a digital form
  • Quicker than traditional loans
  • Electronic document submission
  • Available 24/7

Disadvantages of Online Loans

  • Not suitable for all borrowers
  • Harder to talk to a real person
  • Always verify the lender

Need Money Fast? Try These Alternatives in North Dakota

Not sure if a payday loan is right for you?

  • Nearby credit unions or micro loans
  • Ask your employer for an advance
  • Government relief programs
  • Short-term help from trusted people

Loans should solve problems, not create new ones. Be wise with your choice.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in North Dakota.


Ryan Abramson
By Last Updated: 03 August 2025
03 August 2025 MaybeLoan Payday Loans in Mayville, North Dakota Payday Loans in Mayville, North Dakota
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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