Oregon Personal Loans - Compare Rates Today - Online or Near Me

How Personal Loans Work in Oregon

Written by Ryan Abramson | Edited by Alex Khodzinskiy | Last Updated: Aug 4, 2026

Written by Ryan Abramson +1 more ▼

Last Updated: Aug 4, 2026

Personal Loan Locations in Oregon

44 locations in 5 cities

Most Reviews Highest Rated Any Rating 4.0+ 4.5+

Rapid Cash

4.8★★★★☆(1238 reviews)

12131 SE Powell Blvd, Portland, OR 97266, USA

(503) 762-2224 Directions

ACE Cash Express

4.7★★★★☆(937 reviews)

1131 Lancaster Dr NE, Salem, OR 97301, USA

(503) 370-4466 Directions

ACE Cash Express

4.9★★★★☆(618 reviews)

530 SE 10th Ave, Hillsboro, OR 97123, USA

(503) 640-1111 Directions

ACE Cash Express

4.6★★★★☆(583 reviews)

11902 SE Stark St, Portland, OR 97216, USA

(503) 255-2274 Directions

ACE Cash Express

4.8★★★★☆(412 reviews)

5600 NE Martin Luther King Jr Blvd, Portland, OR 97211, USA

(503) 287-6669 Directions

ACE Cash Express

4.7★★★★☆(402 reviews)

16502 SE Division St H, Portland, OR 97236, USA

(503) 760-4600 Directions

United Finance

4.7★★★★☆(305 reviews)

21931 SE Stark St, Gresham, OR 97030, USA

(503) 661-5626 Directions

CASHCO Financial Services, Inc

4.8★★★★☆(280 reviews)

1955 NE Division St, Gresham, OR 97030, USA

(503) 465-8484 Directions

Mariner Finance

4.9★★★★☆(252 reviews)

3284 Lancaster Dr NE E, Salem, OR 97305, USA

(503) 606-6911 Directions

The Equitable Finance Company

4.8★★★★☆(203 reviews)

2455 SE Tualatin Valley Hwy, Hillsboro, OR 97123, USA

(503) 597-6097 Directions

No locations found for that city. Show all

Also in Oregon: Payday Loans in Oregon Personal Loans in Oregon

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Personal loans in Oregon are unsecured installment loans from banks, credit unions, and online lenders. Loan amounts vary widely and repay in fixed monthly installments.

Personal loans give you a lump sum upfront and a clear repayment schedule. They are commonly used for debt consolidation, home improvement, medical bills, and major purchases.

Why Compare Personal Loan Lenders in Oregon

• See several offers instantly – get rates from top lenders serving Oregon without applying to each one separately
• No hard credit pull to compare – the matching process will not lower your credit score
• Transparent monthly payments – know exactly what you are paying before you commit
• All credit types considered – we work with lenders for a range of credit scores
• No fees from MaybeLoan – comparing is always free

How to Get a Personal Loan in Oregon

Getting a personal loan in Oregon through MaybeLoan takes just a few minutes.

• Step 1: Fill out the quick online form – takes about 5 minutes
• Step 2: Get matched – compare real rate offers instantly
• Step 3: Pick your loan – select the offer that fits your budget
• Step 4: Receive your money – typically within 1-3 business days, sometimes same day

Personal Loan Requirements in Oregon

Oregon residents typically need to meet these basic criteria:

• 18 years of age or older
• Legal residency in the United States
• Active checking account in your name
• Verifiable income
• Social Security number

Different lenders have different minimums. Prime lenders typically look for 660+. MaybeLoan works with lenders across the credit spectrum.

What to Expect

Personal loan APRs in Oregon typically range from about 6% to 36%. Those with fair credit (580-660) typically see rates of 15-30% APR.

MaybeLoan makes it easy to see multiple offers side by side so you can find the best rate available to you in Oregon.

By Ryan Abramson Last Updated: 04 August 2026

Ryan Abramson is an independent financial consultant with 20+ years in banking and consumer credit. He has held senior roles at two U.S. banks, advising clients on lending products, credit risk, and personal finance strategies. Ryan holds dual degrees in economics and finance. His writing on MaybeLoan focuses on helping borrowers understand loan terms, compare lenders, and make informed decisions under financial pressure.

Edited by Alex Khodzinskiy Personal Finance Editor & Fintech Strategist