Payday Loans in South Dakota (SD) - Apply Online Now or Get Cash Advance Near Me

Payday loans in South Dakota made easy — apply online through MaybeLoan and get matched with lenders that don’t require a credit check.

Welcome to MaybeLoan, your premier source for payday loans in South Dakota. We match you with approved lenders who offer fast cash advances to assist you manage unexpected expenses. Our online application is easy, safe, and accessible 24/7.

Your trusted filter, not a lender. Explore short-term loans in South Dakota (SD) with no pressure.

Seeking Payday Loans in South Dakota? MaybeLoan Has Got You Covered! Our primary goal is to establish a connection between South Dakota residents and trustworthy direct lenders offering online payday loans in South Dakota, completely free from credit checks, all conveniently located in SD.
Payday Loans in South Dakota online

Why Choose Our Platform

  • No credit check
  • Only verified SD lenders
  • Quick responses from lenders
  • No hidden charges
  • Online and offline options

Steps to Get a Short-Term Loan in South Dakota

  • Submit a request in just minutes
  • Instant responses from lenders
  • No office visit needed
  • Go to a lender
  • across South Dakota
  • Approved under state regulations

Who Qualifies for a Payday Loan in South Dakota

  • At least 18 years old
  • U.S. citizen or legal resident
  • Legal identification
  • Proof of income
  • Valid U.S. bank account

What Can You Use It For?

  • Emergency medical bills
  • Fixing your vehicle
  • Covering housing costs
  • Basic living expenses
  • Daycare and school supplies
  • Getting to your job
  • Getting back online fast
  • Covering a late bill
  • Buying work tools or materials
  • Handling income delays

State-Regulated Loan Terms in South Dakota

From interest rates to max terms, we’ve broken down South Dakota’s rules for clarity.

Here’s what fees you can expect when obtaining online payday loans in South Dakota (SD):

Payday lending status in South Dakota:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in South Dakota:$500
Maximum Interest Rate (APR):36%
Minimum payday loans term in South Dakota (SD):N/A
Maximum loan term:N/A
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.







Attention!
A payday loan is a financial product. Just like any contract, it deserves your full attention. Review, compare, then decide.

Who Uses Payday Loans in South Dakota?

  • Single moms and dads
  • Gig workers and freelancers
  • People new to credit
  • Older adults covering essentials
  • People hit by surprise bills

Why People Trust MaybeLoan

  • Helping you decide, not selling you debt
  • No pressure, no fine print
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Clarity over commission

Payday Loans from Direct Lenders

All lenders below are state-approved.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in South Dakota

payday loans in South Dakota (SD)
First National Pawn
Address: 2517 W 10th St, Sioux Falls, SD 57104, United States
Phone: +1 605-334-3132
Rating: 4.4 of 5 (based on 417 votes)
↘ Show photos (2)

LPI Loans payday loans in South Dakota (SD)
LPI Loans
Address: 5621 E Arrowhead Pkwy #100, Sioux Falls, SD 57110, United States
Phone: +1 605-274-0299
Rating: 4.9 of 5 (based on 55 votes)
↘ Show photos (1)

First Cash & Exchange payday loans near me in South Dakota (SD)
First Cash & Exchange
Address: 2123 E 10th St, Sioux Falls, SD 57103, United States
Phone: +1 605-338-9155
Rating: 4.3 of 5 (based on 42 votes)

Alliance One Funding no credit check payday loans in South Dakota
Alliance One Funding
Address: 101 S Reid St Suite 307, Sioux Falls, SD 57103, United States
Phone: +1 877-373-0474
Rating: 5.0 of 5 (based on 35 votes)

Same day payday loans Oahe Pawn in South Dakota
Oahe Pawn
Address: 2007 E Wells Ave, Pierre, SD 57501, United States
Phone: +1 605-280-9997
Rating: 4.2 of 5 (based on 30 votes)
↘ Show photos (2)

South Dakota payday loans near me at Fairway Independent Mortgage Corporation - Heartland Branch
Fairway Independent Mortgage Corporation - Heartland Branch
Address: 423 8th St S, Brookings, SD 57006, United States
Phone: +1 605-937-5599
Rating: 5.0 of 5 (based on 22 votes)

South Dakota payday loans no credit check
OneMain Financial
Address: 1040 29th St SE, Watertown, SD 57201, United States
Phone: +1 605-886-3770
Rating: 4.1 of 5 (based on 15 votes)
↘ Show photos (2)

fast and easy payday loans at Frontier Financial in South Dakota (SD)
Frontier Financial
Address: 3788 SD-44, Rapid City, SD 57703, United States
Phone: +1 605-721-6122
Rating: 4.3 of 5 (based on 14 votes)

best payday loans near me at Budget Pawn, South Dakota
Budget Pawn
Address: 612 6th Ave SW, Aberdeen, SD 57401, United States
Phone: +1 605-262-7296
Rating: 5.0 of 5 (based on 13 votes)

South Dakota payday loans & cash advance Montana Capital Car Title Loans
Montana Capital Car Title Loans
Address: 2121 W 12th St, Sioux Falls, SD 57104, United States
Phone: +1 605-250-7273
Rating: 4.7 of 5 (based on 12 votes)



Payday Loans & Cash Advance In South Dakota Near Me From Direct Lenders

In-Store Payday Loans in South Dakota

In-Person Application Process

  • Visit required
  • Personal communication
  • Printed forms required
  • Often get cash immediately
  • Human guidance available

When It’s Less Convenient

  • May close on holidays
  • Less convenient for remote areas
  • No anonymity

Need Money Fast? Try These Alternatives in South Dakota

There are safer ways to borrow — here are a few options.

  • Local credit unions or micro loans
  • Ask your employer for an advance
  • State-run emergency assistance programs
  • Asking loved ones for support

Sometimes a little planning beats a rushed loan. Review the alternatives.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in South Dakota.


Ryan Abramson
By Last Updated: 20 June 2025
20 June 2025 MaybeLoan Payday Loans in Fort Thompson, South Dakota Payday Loans in Fort Thompson, South Dakota
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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