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We don’t issue loans — we help you compare. Explore short-term loans in Ohio (OH) with no pressure.
Seeking Payday Loans in Ohio? MaybeLoan Has Got You Covered! Our primary goal is to establish a connection between Ohio residents and trustworthy direct lenders offering online payday loans in Ohio, completely free from credit checks, all conveniently located in OH.
Benefits of Our Platform
- Credit score not required
- Only verified OH lenders
- Offers in minutes
- Clear terms & fees
- Apply online or visit nearby
Steps to Get a Short-Term Loan in OH
- Apply online in just minutes
- Instant responses from lenders
- Apply from your phone
- Visit a payday loan store
- near you
- Approved under state regulations
Who Can Apply? to Get a Loan in Ohio
- Must be 18+
- Proof of residency
- Valid government-issued ID
- Regular income source
- Bank account in your name
Common Uses for Payday Loans in Ohio
- Emergency medical bills
- Car repairs
- Covering housing costs
- Basic living expenses
- Paying for kids’ needs
- Transportation to work
- Replacing broken electronics
- Bridging a payment gap
- Supporting freelance work
- Making ends meet between paychecks
Read This Before Borrowing in Ohio
Not all states allow payday lending. In Ohio, here’s exactly what’s permitted.
Here’s what fees you can expect when obtaining online payday loans in Ohio (OH):
| Payday lending status in Ohio: | Legal |
|---|---|
| Minimum loan amount: | N/A |
| Maximum loan amount of a payday loan in Ohio: | $1000 |
| Maximum Interest Rate (APR): | 28% |
| Minimum payday loans term in Ohio (OH): | 91 days |
| Maximum loan term: | 1 year |
| Finance Charge for 14-day $100 Loan: | N/A |
| Installment option: | Yes |
Attention!
We believe in informed decisions. Take a moment to explore your options. Your financial well-being matters.
Who’s Getting Help from Payday Loans in Ohio?
- Working parents
- People with unstable income
- People new to credit
- Older adults covering essentials
- Those between paychecks
Why People Trust MaybeLoan
- Not a loan issuer, just a filter
- No traps or hidden fees
- Strict verification of lenders
- Your data is shared only with trusted lending partners
- Mission before money
Verified Lenders in Ohio
All lenders below are state-approved.
Get matched quickly and securely.
Top 10 Best Payday Loan Direct Lenders in Ohio
Eagle Loan
Address: 5414 Monroe St, Toledo, OH 43623, United States
Phone: +1 567-455-5408
Rating: 4.9 of 5 (based on 850 votes)
Advance America
Address: 5153-A Glendale Ave, Toledo, OH 43614, United States
Phone: +1 419-380-9274
Rating: 5.0 of 5 (based on 281 votes)
ACE Cash Express
Address: 3516 W Siebenthaler Ave, Dayton, OH 45406, United States
Phone: +1 937-275-4912
Rating: 4.8 of 5 (based on 257 votes)
↘ Show photos (3) 
Check 'n Go
Address: 4130 Linden Ave Suite 309, Dayton, OH 45432, United States
Phone: +1 937-637-0847
Rating: 5.0 of 5 (based on 143 votes)
Mariner Finance
Address: 25 Ghent Rd, Fairlawn, OH 44333, United States
Phone: +1 330-754-1234
Rating: 4.6 of 5 (based on 74 votes)
Cash Plus
Address: 4011 Secor Rd C, Toledo, OH 43623, United States
Phone: +1 419-473-1900
Rating: 4.2 of 5 (based on 29 votes)
↘ Show photos (7) 
BFG Federal Credit Union
Address: 5714 Darrow Rd, Hudson, OH 44236, United States
Phone: +1 330-655-2666
Rating: 4.0 of 5 (based on 17 votes)
↘ Show photos (1) 
Payday Loans & Cash Advance In Ohio Near Me From Direct Lenders
Online Payday Loan Lenders in Ohio: How They Work
Benefits of Online Payday Loans
- Application is submitted via website
- Quicker than traditional loans
- Electronic document submission
- Always open for applications
Disadvantages of Online Loans
- Not suitable for all borrowers
- Limited personal interaction
- Risk of scam sites
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In-Store Payday Loans in Ohio
In-Person Application Process
- Physical presence needed
- Personal communication
- Paper-based documents
- Instant payout possible
- Build local trust
Limitations of Storefronts
- Not open 24/7
- Takes more time
- No anonymity
Online vs Storefront Payday Loans in Ohio
Key Differences
| Feature | Online | In-Store |
|---|---|---|
| Application Method | Online form | In-person visit |
| Approval Speed | Same day possible | May take longer |
| Disbursement | Bank transfer | Cash payout |
| Availability | 24/7 | Weekdays only |
| Privacy | High | Face-to-face |
Conclusion
Choose what fits your needs
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Avoiding High Fees? Consider These Lending Options in Ohio
Looking for help with expenses? These might work better for you.
- Nearby credit unions or installment loans
- Employer salary advances
- State-sponsored financial help
- Short-term help from trusted people
Sometimes a little planning beats a rushed loan. Review the alternatives.
What Others Say
“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.
