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We guide, you decide. Find legal payday options in Maine (ME) with guidance, not bias.
Looking for Payday Loans in Maine Online or Nearby? MaybeLoan Is Your Go-To Source! Our mission is to bridge the gap for Maine residents by partnering with dependable direct lenders who offer online payday loans in Maine with no credit check, all within your reach in ME.
Benefits of MaybeLoan
- Credit score not required
- State-approved partners only
- Fast approval
- No hidden charges
- Choose how you apply
How to Apply a Payday Loan in ME
- Submit a request in 5 minutes
- Instant responses from lenders
- Apply from your phone
- Go to a lender
- across Maine
- Approved under state regulations
Who Can Apply? to Get a Loan in ME
- At least 18 years old
- U.S. citizen or legal resident
- Legal identification
- Proof of income
- Valid U.S. bank account
Common Financial Needs in Maine
- Short-term healthcare expenses
- Unplanned auto issues
- Rent or utility payments
- Groceries and essentials
- Paying for kids’ needs
- Gas money
- Replacing broken electronics
- Covering a late bill
- Buying work tools or materials
- Making ends meet between paychecks
Full Overview of Maine Payday Loan Law
Payday loans in Maine are regulated — but not all sites explain how. We do.
Here’s what fees you can expect when obtaining online payday loans in Maine (ME):
| Payday lending status in Maine: | Legal |
|---|---|
| Minimum loan amount: | N/A |
| Maximum loan amount of a payday loan in Maine: | $2000 |
| Maximum Interest Rate (APR): | 196% |
| Minimum payday loans term in Maine (ME): | N/A |
| Maximum loan term: | N/A |
| Finance Charge for 14-day $100 Loan: | N/A |
| Installment option: | Yes |
Attention!
A payday loan can help in a pinch, but it is not a solution to deeper financial challenges. Use it wisely, not habitually.
Working Families and Quick Cash in Maine
- Working parents
- Self-employed professionals
- College borrowers
- Seniors on fixed income
- People hit by surprise bills
Why Users Choose Us
- We’re not a lender — we guide your choice
- No pressure, no fine print
- Only licensed lenders
- Your data is shared only with trusted lending partners
- Clarity over commission
Payday Loans from Direct Lenders
We partner only with licensed lenders in Maine.
Get matched quickly and securely.
Top 10 Best Payday Loan Direct Lenders in Maine
Idaho Title Loans, Inc.
Address: 808 21st St, Lewiston, ID 83501, United States
Phone: +1 208-746-9641
Rating: 4.8 of 5 (based on 138 votes)
LendNation
Address: 809 21st St, Lewiston, ID 83501, United States
Phone: +1 208-746-0826
Rating: 4.9 of 5 (based on 129 votes)
↘ Show photos (1) 
Academy Mortgage
Address: 753 Stillwater Ave #2, Bangor, ME 04401, United States
Phone: +1 207-735-5676
Rating: 5.0 of 5 (based on 52 votes)
OneMain Financial
Address: 19 Hannaford Dr, Scarborough, ME 04074, United States
Phone: +1 207-885-1594
Rating: 3.5 of 5 (based on 37 votes)
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RepubliCash, LLC
Address: 312 St John St, Portland, ME 04102, United States
Phone: +1 207-780-9988
Rating: 3.4 of 5 (based on 33 votes)
Title Cash
Address: 1401 21st St, Lewiston, ID 83501, United States
Phone: +1 208-743-1060
Rating: 4.6 of 5 (based on 25 votes)
↘ Show photos (1) 
CASH X-PRESS
Address: 114 Levenseller Rd, Holden, ME 04429, United States
Phone: +1 207-990-5906
Rating: 3.3 of 5 (based on 21 votes)
SameDay Payday Loans
Address: 934 St Louis St, New Orleans, LA 70112, United States
Phone: +1 504-910-7447
Rating: 4.6 of 5 (based on 18 votes)
Moneytree
Address: 113 Thain Rd, Lewiston, ID 83501, United States
Phone: +1 208-743-3500
Rating: 4.6 of 5 (based on 14 votes)
Maine Savings Federal Credit Union
Address: 883 Forest Ave, Portland, ME 04103, United States
Phone: +1 800-273-6700
Rating: 4.6 of 5 (based on 11 votes)
↘ Show photos (1) 
Payday Loans & Cash Advance In Maine Near Me From Direct Lenders
Online Payday Loan Lenders in Maine: How They Work
Main Features of Online Lenders
- Uses a digital form
- Quicker than traditional loans
- No physical paperwork required
- Always open for applications
Potential Drawbacks
- Not suitable for all borrowers
- Mostly automated support
- Always verify the lender
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In-Store Payday Loans in Maine
In-Person Application Process
- Must go to a store
- Personal communication
- Bring physical ID and proof
- Disbursement in office
- Human guidance available
Limitations of Storefronts
- Limited working hours
- Takes more time
- No anonymity
Online vs Storefront Payday Loans in Maine
Key Differences
| Feature | Online | In-Store |
|---|---|---|
| Application Method | Online form | In-person visit |
| Approval Speed | Fast | Depends on store hours |
| Disbursement | Electronic deposit | Cash payout |
| Availability | Round-the-clock | Business hours only |
| Privacy | Anonymous | Face-to-face |
Conclusion
Evaluate both options before choosing
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Avoiding High Fees? Consider These Lending Options in Maine
If you’re unsure about payday loans, start with these resources.
- Local credit unions or small personal loans
- Employer salary advances
- State-run emergency assistance programs
- Asking loved ones for support
Consider all options and choose what fits your situation best.
What Others Say
“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.
