Payday Loans in Louisiana (LA): Online, Easy & Quick or Near Me

In Louisiana and need quick cash? MaybeLoan can help you find payday loans online from legit lenders who don’t care about bad credit.

No credit? No problem. MaybeLoan offers payday loans in Louisiana with no credit checks. Our lenders focus on your current financial situation, not your past. Apply online 24/7 and get fast approval.

We’re not a lender — we help you choose. Find legal payday options in Louisiana (LA) with guidance, not bias.

In Need of a Quick Payday Loan in Louisiana? MaybeLoan Is Your Trusted Solution! We aim to link Louisiana residents with reliable direct lenders offering online payday loans in Louisiana without the hassle of credit checks, all within your reach in LA.
Payday Loans in Louisiana online

Why Choose MaybeLoan

  • No credit check
  • State-approved partners only
  • Quick responses from lenders
  • Fully transparent process
  • Apply online or visit nearby

How to Apply a Short-Term Loan in LA

  • Apply online in just minutes
  • Receive offers fast
  • Apply from your phone
  • Walk into a payday mall
  • in your area
  • All lenders follow LA law

Who Qualifies to Get a Loan in LA

  • Must be 18+
  • Proof of residency
  • Valid government-issued ID
  • Regular income source
  • Active checking account

What Can You Use It For?

  • Unexpected doctor visits
  • Unplanned auto issues
  • Rent or utility payments
  • Basic living expenses
  • Childcare costs
  • Getting to your job
  • Fixing your phone or laptop
  • Covering a late bill
  • Supporting freelance work
  • Making ends meet between paychecks

What Does Louisiana Law Say About Payday Loans?

Transparency starts with facts. Here’s what Louisiana law allows (and doesn’t).

Here’s what fees you can expect when obtaining online payday loans in Louisiana (LA):

Payday lending status in Louisiana:Legal
Minimum loan amount:N/A
Maximum loan amount of a payday loan in Louisiana:$350
Maximum Interest Rate (APR):391%
Minimum payday loans term in Louisiana (LA):N/A
Maximum loan term:30 days
Finance Charge for 14-day $100 Loan:N/A
Installment option:Yes
Table Data Updated: June 2025.






Attention!
Payday loans can be useful in emergencies, but they are not long-term financial solutions. Always review the loan terms carefully and borrow only what you can repay.

The Human Side of Payday Loans in Louisiana

  • Single moms and dads
  • People with unstable income
  • People new to credit
  • Seniors on fixed income
  • Those between paychecks

What Makes MaybeLoan Different

  • Helping you decide, not selling you debt
  • No traps or hidden fees
  • Only licensed lenders
  • We only send your info to licensed partners
  • Clarity over commission

Verified Lenders in Louisiana

We partner only with licensed lenders in Louisiana.

Compare online and offline offers.

Top 10 Best Payday Loan Direct Lenders in Louisiana

payday loans in Louisiana (LA)
ACE Cash Express
Address: 401 S Claiborne Ave, New Orleans, LA 70112, United States
Phone: +1 504-529-5219
Rating: 4.9 of 5 (based on 256 votes)
↘ Show photos (1)

Advance America payday loans in Louisiana (LA)
Advance America
Address: 6730 Pines Rd #202, Shreveport, LA 71129, United States
Phone: +1 318-671-8686
Rating: 5.0 of 5 (based on 201 votes)
↘ Show photos (2)

Cash Cow payday loans near me in Louisiana (LA)
Cash Cow
Address: 8992 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-687-2835
Rating: 4.8 of 5 (based on 168 votes)

Speedy Cash no credit check payday loans in Louisiana
Speedy Cash
Address: 9360 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-686-4984
Rating: 4.6 of 5 (based on 121 votes)
↘ Show photos (6)

Same day payday loans Tulane Cash Advance in Louisiana
Tulane Cash Advance
Address: 4059 Tulane Ave, New Orleans, LA 70119, United States
Phone: +1 504-484-3131
Rating: 4.9 of 5 (based on 108 votes)
↘ Show photos (1)

Louisiana payday loans near me at Ready Cash Advance
Ready Cash Advance
Address: 9073 Mansfield Rd, Shreveport, LA 71118, United States
Phone: +1 318-671-0620
Rating: 4.7 of 5 (based on 51 votes)
↘ Show photos (2)

Louisiana payday loans no credit check
Mariner Finance
Address: 2936 Ryan St, Lake Charles, LA 70601, United States
Phone: +1 337-494-0602
Rating: 4.7 of 5 (based on 40 votes)

fast and easy payday loans at Shreveport Cash Advance in Louisiana (LA)
Shreveport Cash Advance
Address: 5616 Hearne Ave, Shreveport, LA 71108, United States
Phone: +1 318-631-3111
Rating: 4.8 of 5 (based on 35 votes)
↘ Show photos (3)

best payday loans near me at Louisiana Cash Advance, Louisiana
Louisiana Cash Advance
Address: 2100 N Claiborne Ave, New Orleans, LA 70116, United States
Phone: +1 504-944-0944
Rating: 5.0 of 5 (based on 30 votes)
↘ Show photos (2)

Louisiana payday loans & cash advance Mr.Cash
Mr.Cash
Address: 3620 Gerstner Memorial Blvd, Lake Charles, LA 70607, United States
Phone: +1 337-562-2444
Rating: 5.0 of 5 (based on 7 votes)



Payday Loans & Cash Advance In Louisiana Near Me From Direct Lenders

Which Payday Loan Option Fits You?

Key Differences

FeatureOnlineIn-Store
Application MethodVia websitePhysical application
Approval SpeedSame day possibleDepends on store hours
DisbursementBank transferImmediate cash
AvailabilityRound-the-clockWeekdays only
PrivacyHighFace-to-face

Conclusion

Consider convenience vs. trust

Other Ways to Get Cash in Louisiana

There are safer ways to borrow — here are a few options.

  • Nearby credit unions or micro loans
  • Ask your employer for an advance
  • Government relief programs
  • Asking loved ones for support

Empower yourself with knowledge. Choose what’s best, not just what’s fast.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Louisiana.


Ryan Abramson
By Last Updated: 28 June 2025
28 June 2025 MaybeLoan Payday Loans in Ragley, Louisiana Payday Loans in Ragley, Louisiana
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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