Alabama(AL) Payday Loans Online 24/7 or Near Me With No Credit Check

Looking for fast and legal payday loans in Alabama? MaybeLoan helps you connect with trusted lenders — online or near you, no credit check required.

Find the best payday loan options in Alabama with MaybeLoan. Our platform connects you with a network of licensed lenders, ensuring competitive rates and terms. Apply online today and get matched with the right lender for your needs.

Your trusted filter, not a lender. Compare real lenders in Alabama (AL) with control in your hands.

Are You Looking for a Payday Loan in Alabama Online or Near You? MaybeLoan has you covered! Our mission is to connect Alabama residents with reputable direct lenders offering online payday loans in Alabama with no credit check, all conveniently available near you in AL.
Payday Loans in Alabama online

Why Choose MaybeLoan

  • No credit check
  • State-approved partners only
  • Quick responses from lenders
  • Clear terms & fees
  • Apply online or visit nearby

Application Process a Payday Loan in AL

  • Fill out the form in a few steps
  • Instant responses from lenders
  • Apply from your phone
  • Visit a payday loan store
  • near you
  • Licensed and regulated

Eligibility Requirements to Get a Loan in Alabama

  • Must be 18+
  • Living in Alabama legally
  • Legal identification
  • Earning wages or benefits
  • Bank account in your name

Why People Apply for Short-Term Loans in Alabama

  • Emergency medical bills
  • Car repairs
  • Keeping the lights on at home
  • Basic living expenses
  • Paying for kids’ needs
  • Gas money
  • Replacing broken electronics
  • Bridging a payment gap
  • Small business expenses
  • Handling income delays

Alabama Borrower Rights & Legal Boundaries

Before applying, it’s smart to know what’s legal — see Alabama’s payday loan rules below.

Here’s what fees you can expect when obtaining online payday loans in Alabama:

Payday lending status in Alabama:Legal
Maximum loan amount of a payday loan in Alabama:$500
Maximum Interest Rate (APR):456% APR on a 14-day, $100 loan
Minimum payday loans term in Alabama (AL):10
Maximum loan term:31 days
Installment option:Yes
Table Data Updated: June 2025.




Attention!
We believe in informed decisions. Take a moment to explore your options. Your financial well-being matters.

Loan Use Demographics in Alabama

  • Single moms and dads
  • Gig workers and freelancers
  • College borrowers
  • Seniors on fixed income
  • Anyone facing a cash gap

What Makes MaybeLoan Different

  • We’re not a lender — we guide your choice
  • No traps or hidden fees
  • Only licensed lenders
  • Your data is shared only with trusted lending partners
  • Clarity over commission

Verified Lenders in Alabama

All lenders below are state-approved.

Choose the option that fits your needs.

Top 10 Best Payday Loan Direct Lenders in Alabama

payday loans in Alabama (AL)
Advance America
Address: 1480 Skyland E Blvd, Tuscaloosa, AL 35405, United States
Phone: +1 205-752-2074
Rating: 5.0 of 5 (based on 333 votes)
↘ Show photos (3)

TitleMax Title Loans payday loans in Alabama (AL)
TitleMax Title Loans
Address: 5308 Atlanta Hwy, Montgomery, AL 36109, United States
Phone: +1 334-396-0610
Rating: 4.9 of 5 (based on 280 votes)
↘ Show photos (1)

Alabama Title Loans, Inc. payday loans near me in Alabama (AL)
Alabama Title Loans, Inc.
Address: 2233 E South Blvd, Montgomery, AL 36116, United States
Phone: +1 334-288-7181
Rating: 4.9 of 5 (based on 272 votes)

Covington Credit no credit check payday loans in Alabama
Covington Credit
Address: 543 N Eastern Blvd, Montgomery, AL 36117, United States
Phone: +1 334-260-7071
Rating: 5.0 of 5 (based on 201 votes)

Same day payday loans Check 'n Go in Alabama
Check 'n Go
Address: 2851 E South Blvd C, Montgomery, AL 36116, United States
Phone: +1 334-284-3720
Rating: 4.9 of 5 (based on 118 votes)
↘ Show photos (1)

Alabama payday loans near me at Speedy Cash
Speedy Cash
Address: 3615 McFarland Blvd E Ste 109, Tuscaloosa, AL 35405, United States
Phone: +1 205-633-4151
Rating: 4.7 of 5 (based on 86 votes)
↘ Show photos (3)

Alabama payday loans no credit check
Title Loan Express | Title Loans, Payday Loans
Address: 9632 Parkway E, Birmingham, AL 35215, United States
Phone: +1 205-833-3131
Rating: 5.0 of 5 (based on 68 votes)
↘ Show photos (1)

fast and easy payday loans at Title Cash in Alabama (AL)
Title Cash
Address: 72 Green Springs Hwy, Homewood, AL 35209, United States
Phone: +1 205-942-7841
Rating: 4.9 of 5 (based on 57 votes)

best payday loans near me at Magnolia Finance Company, Alabama
Magnolia Finance Company
Address: 2910 Pike Ave NW UNIT B, Huntsville, AL 35810, United States
Phone: +1 256-533-2099
Rating: 4.5 of 5 (based on 55 votes)

Alabama payday loans & cash advance Easy Money
Easy Money
Address: 2925 McFarland Blvd E, Tuscaloosa, AL 35404, United States
Phone: +1 205-366-0140
Rating: 4.4 of 5 (based on 54 votes)
↘ Show photos (7)



Payday Loans & Cash Advance In Alabama Near Me From Direct Lenders

In-Store Payday Loans in Alabama

In-Person Application Process

  • Physical presence needed
  • Discuss loan in person
  • Bring physical ID and proof
  • Often get cash immediately
  • Can ask questions directly

Limitations of Storefronts

  • Not open 24/7
  • Takes more time
  • Others may notice your visit

Explore Safer Options Than Payday Loans in Alabama

Looking for help with expenses? These might work better for you.

  • Nearby credit unions or small personal loans
  • Ask your employer for an advance
  • Government relief programs
  • Borrowing from friends or family

Quick money doesn’t have to come at a high cost. Think ahead.

What Others Say

“Got approved online in minutes — easy and fast.” — Carla T., Tampa
“They helped me find a payday loan near me with no credit check.” — Mike G., Orlando

Apply Today — It’s Quick and Free

MaybeLoan — Your loan partner in Alabama.


Ryan Abramson
By Last Updated: 18 June 2025
18 June 2025 MaybeLoan Payday Loans in Alabaster, Alabama (AL) Payday Loans in Alabaster, Alabama (AL)
MaybeLoan MaybeLoan
Ryan Abramson independent financial advisor. He has been working in the financial sector for over 16 years. Worked in two large US banks. He has 2 higher educations - economic and financial.


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