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Personal Loans in Montana

Written by Ryan Abramson | Edited by Alex Khodzinskiy | Last Updated: Aug 4, 2026

Written by Ryan Abramson +1 more ▼

Last Updated: Aug 4, 2026

Personal Loan Locations in Montana

6 locations in 6 cities

Most Reviews Highest Rated Any Rating 4.0+ 4.5+

Bighorn Financial

4.7★★★★☆(86 reviews)

937 Grand Ave, Billings, MT 59102, USA

(406) 969-1470 Directions

OneMain Financial

4.1★★★★☆(41 reviews)

3075 N Reserve St P, Missoula, MT 59808, USA

(406) 541-7563 Directions

Elevated Financial of Great Falls

4.9★★★★☆(38 reviews)

1201 10th Ave S, Great Falls, MT 59405, USA

(406) 952-0720 Directions

Opportunity Bank of Montana

4.8★★★★☆(22 reviews)

3401 Harrison Ave, Butte, MT 59701, USA

(406) 494-2233 Directions

OneMain Financial

3.7★★★☆☆(22 reviews)

3215 Dredge Dr c, Helena, MT 59602, USA

(406) 449-8855 Directions

OneMain Financial

3.2★★★☆☆(19 reviews)

2405 W Main St STE 1, Bozeman, MT 59718, USA

(406) 585-7616 Directions

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Also in Montana: Payday Loans in Montana Personal Loans in Montana

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Personal loans in Montana are unsecured installment loans available from a range of regulated financial institutions. Borrow from $1,000 to $50,000 and repay in fixed monthly installments.

Personal loans give you a lump sum upfront and a clear repayment schedule. Use the funds for almost any legal purpose – no restrictions.

Benefits of Using MaybeLoan

• See several offers instantly – view real offers side by side without applying to each one separately
• No hard credit pull to compare – the matching process does not affect your credit
• See the full cost upfront – know exactly what you are paying before you commit
• All credit types considered – not just prime borrowers
• Free service – lenders pay us, not you

The Application Process

The process is fully online – no branch visits required.

• Step 1: Enter your basic information – takes about 5 minutes
• Step 2: Get matched – lenders serving Montana review your profile
• Step 3: Compare and choose – select the offer that fits your budget
• Step 4: Get funded – once approved, funds are deposited directly to your bank account

Who Qualifies

Montana residents typically need to meet these basic criteria:

• 18 years of age or older
• Legal residency in the United States
• A U.S. bank account for fund deposits
• Steady employment, self-employment, or benefits
• Social Security number

Credit score requirements vary by lender. Prime lenders typically look for 660+. MaybeLoan works with lenders across the credit spectrum.

What to Expect

Personal loan APRs in Montana typically range from about 6% to 36%. Those with fair credit (580-660) typically see rates of 15-30% APR.

MaybeLoan makes it easy to see multiple offers side by side so you can find the best rate available to you in Montana.

By Ryan Abramson Last Updated: 04 August 2026

Ryan Abramson is an independent financial consultant with 20+ years in banking and consumer credit. He has held senior roles at two U.S. banks, advising clients on lending products, credit risk, and personal finance strategies. Ryan holds dual degrees in economics and finance. His writing on MaybeLoan focuses on helping borrowers understand loan terms, compare lenders, and make informed decisions under financial pressure.

Edited by Alex Khodzinskiy Personal Finance Editor & Fintech Strategist