Arkansas Personal Loans - Compare Rates Today - Online or Near Me

Personal Loans in Arkansas

Written by Ryan Abramson | Edited by Alex Khodzinskiy | Last Updated: Oct 2026

Written by Ryan Abramson +1 more ▼

Last Updated: Oct 2026

Personal Loan Locations in Arkansas

Search 10 personal loan locations in Arkansas by city or ZIP, or use your location to see the nearest first.

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10 locations in 5 cities

Most Reviews Highest Rated Any Rating 4.0+ 4.5+

ACE Cash Express

4.9★★★★☆(483 reviews)

1100 E Roosevelt Rd, Little Rock, AR 72206, USA

(501) 372-4886 Directions

ACE Cash Express

4.9★★★★☆(417 reviews)

3422 Pike Ave, North Little Rock, AR 72118, USA

(501) 771-7544 Directions

LoanMax Title Loans

5.0★★★★★(127 reviews)

1306 S Caraway Rd, Jonesboro, AR 72401, USA

(870) 270-4670 Directions

LoanMax Title Loans

4.9★★★★☆(96 reviews)

2223 W Sunset Ave Suite A, Springdale, AR 72762, USA

(479) 307-3339 Directions

Red River Credit Corporation

4.5★★★★☆(53 reviews)

106 Main St, Fort Smith, AR 72901, USA

(918) 875-2911 Directions

1F Cash Advance

4.3★★★★☆(21 reviews)

7123 I-30 #46, Little Rock, AR 72209, USA

(501) 406-0133 Directions

NCCL No Credit Check Loans

4.8★★★★☆(19 reviews)

115 AR-23, Huntsville, AR 72740, USA

(479) 439-0063 Directions

Little Rock Payday Loans

2.0★★☆☆☆(4 reviews)

10101 Mabelvale Plaza Dr, Little Rock, AR 72209, USA

(501) 389-9400 Directions

ACC Capital Inc.

3.0★★★☆☆(4 reviews)

200 River Market Ave #400, Little Rock, AR 72201, USA

(501) 374-9247 Directions

Auto Car Financing Fort Smith AR

1.0★☆☆☆☆(2 reviews)

13 S 5th St, Fort Smith, AR 72901, USA

(479) 397-3060 Directions

No locations found for that city. Show all

Also in Arkansas: Payday Loans in Arkansas Personal Loans in Arkansas

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Personal loans in Arkansas are unsecured installment loans from banks, credit unions, and online lenders. Loan amounts vary widely and repay in fixed monthly installments.

Personal loans give you a lump sum upfront and a clear repayment schedule. Use the funds for almost any legal purpose – no restrictions.

Why Compare Personal Loan Lenders in Arkansas

• Compare multiple lenders at once – view real offers side by side without applying to each one separately
• No hard credit pull to compare – the matching process will not lower your credit score
• Transparent monthly payments – monthly payment, total interest, and APR clearly shown
• From good to fair credit – we work with lenders for a range of credit scores
• No fees from MaybeLoan – comparing is always free

How to Get a Personal Loan in Arkansas

Getting a personal loan in Arkansas through MaybeLoan takes just a few minutes.

• Step 1: Enter your basic information – name, address, income, and desired loan amount
• Step 2: Get matched – compare real rate offers instantly
• Step 3: Compare and choose – look at APR, monthly payments, and loan terms
• Step 4: Get funded – once approved, funds are deposited directly to your bank account

Who Qualifies

To qualify for a personal loan in Arkansas, most lenders require:

• Must be at least 18
• Legal residency in the United States
• A U.S. bank account for fund deposits
• Steady employment, self-employment, or benefits
• SSN required for identity and credit verification

Different lenders have different minimums. Prime lenders typically look for 660+. MaybeLoan works with lenders across the credit spectrum.

Personal Loan Rates in Arkansas

Your actual rate depends on your credit score, income, loan amount, and term. Those with fair credit (580-660) typically see rates of 15-30% APR.

MaybeLoan makes it easy to see multiple offers side by side so you can find the best rate available to you in Arkansas.

By Ryan Abramson Last Updated: October 2026

Ryan Abramson is an independent financial consultant with 20+ years in banking and consumer credit. He has held senior roles at two U.S. banks, advising clients on lending products, credit risk, and personal finance strategies. Ryan holds dual degrees in economics and finance. His writing on MaybeLoan focuses on helping borrowers understand loan terms, compare lenders, and make informed decisions under financial pressure.

Edited by Alex Khodzinskiy Personal Finance Editor & Fintech Strategist