Personal Loans in Colorado - Online or Near Me

How Personal Loans Work in Colorado

Written by Ryan Abramson | Edited by Alex Khodzinskiy | Last Updated: Aug 2, 2026

Written by Ryan Abramson +1 more ▼

Last Updated: Aug 2, 2026

Personal Loan Locations in Colorado

56 locations in 5 cities

Most Reviews Highest Rated Any Rating 4.0+ 4.5+

ACE Cash Express

4.9★★★★☆(1339 reviews)

1155 S Havana St #12, Aurora, CO 80012, USA

(303) 873-6498 Directions

ACE Cash Express

4.9★★★★☆(721 reviews)

3925 N Academy Blvd, Colorado Springs, CO 80917, USA

(719) 596-1166 Directions

ACE Cash Express

4.8★★★★☆(606 reviews)

10390 E Colfax Ave, Aurora, CO 80010, USA

(303) 340-2658 Directions

ACE Cash Express

4.9★★★★☆(549 reviews)

3375 Colorado Blvd, Denver, CO 80205, USA

(303) 355-9379 Directions

ACE Cash Express

4.8★★★★☆(448 reviews)

15037 E Colfax Ave Unit Q, Aurora, CO 80011, USA

(303) 367-9442 Directions

Moneytree

4.7★★★★☆(431 reviews)

10305 E Colfax Ave, Aurora, CO 80010, USA

(303) 360-6669 Directions

ACE Cash Express

4.9★★★★☆(418 reviews)

2064 S Academy Blvd, Colorado Springs, CO 80916, USA

(719) 597-6447 Directions

ACE Cash Express

4.7★★★★☆(373 reviews)

8590 W Colfax Ave, Lakewood, CO 80215, USA

(303) 232-3073 Directions

ACE Cash Express

4.8★★★★☆(363 reviews)

2061 S Federal Blvd, Denver, CO 80219, USA

(303) 935-8210 Directions

ACE Cash Express

4.8★★★★☆(355 reviews)

320 North Broadway J, Denver, CO 80203, USA

(303) 733-5966 Directions

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Also in Colorado: Payday Loans in Colorado Personal Loans in Colorado

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Personal loans in Colorado are unsecured installment loans available from a range of regulated financial institutions. Loan amounts vary widely and pay back over 1 to 7 years with predictable payments.

Unlike credit cards, personal loans have a fixed interest rate and a set payoff date. Use the funds for almost any legal purpose – no restrictions.

Why Compare Personal Loan Lenders in Colorado

• Compare multiple lenders at once – view real offers side by side with one quick form
• No hard credit pull to compare – comparing rates through MaybeLoan will not lower your credit score
• See the full cost upfront – know exactly what you are paying before you commit
• From good to fair credit – we work with lenders for a range of credit scores
• No fees from MaybeLoan – comparing is always free

How to Get a Personal Loan in Colorado

The process is fully online – no branch visits required.

• Step 1: Fill out the quick online form – takes about 5 minutes
• Step 2: See your offers – compare real rate offers instantly
• Step 3: Compare and choose – look at APR, monthly payments, and loan terms
• Step 4: Receive your money – once approved, funds are deposited directly to your bank account

Personal Loan Requirements in Colorado

To qualify for a personal loan in Colorado, most lenders require:

• Must be at least 18
• Legal residency in the United States
• A U.S. bank account for fund deposits
• Steady employment, self-employment, or benefits
• SSN required for identity and credit verification

Credit score requirements vary by lender. Prime lenders typically look for 660+. MaybeLoan works with lenders across the credit spectrum.

Personal Loan Rates in Colorado

Personal loan APRs in Colorado typically range from about 6% to 36%. Borrowers with excellent credit (720+) often qualify for rates under 10%.

Always compare at least 2-3 lenders before deciding.

By Ryan Abramson Last Updated: 02 August 2026

Ryan Abramson is an independent financial consultant with 20+ years in banking and consumer credit. He has held senior roles at two U.S. banks, advising clients on lending products, credit risk, and personal finance strategies. Ryan holds dual degrees in economics and finance. His writing on MaybeLoan focuses on helping borrowers understand loan terms, compare lenders, and make informed decisions under financial pressure.

Edited by Alex Khodzinskiy Personal Finance Editor & Fintech Strategist